Registered Home Builders Near Me, Backed by Up to 100% Financing

Browse nearly 2,000 approved builders nationwide, or bring your own. Up to 100% construction financing in all 50 states, plus up to *$50,000 extra at closing.

Build Buy Refi Registered Home Builders Near Me

Find an Approved Builder Near You, and Finance the Build

Looking for an approved builder to bring your dream home to life? You are in the right place. BuildBuyRefi.com has a nationwide network of nearly 2,000 registered home builders across all 50 states, and the list grows every day. Whether you plan to buy land and build, or buy and renovate, we finance the land, build, and the builder is already approved with our bank. That means the only approval left is yours, which can take 30 to 60 days off your construction loan timeline.

Browse by state below, then check your eligibility in 60 seconds with no credit pull.

Why Choose Our Registered Builders?

  • Nationwide Network: With builders in every state, finding a local expert who fits your needs is easy. We add new builders and contractors every day to our list. If you can’t find the builder you want, bring your builder to us for quick approval and introductory calls with our team and a preferred team banker.

  • Exclusive Financing Offers: Only with us do you get access to unique financing options like Zero Down One-time and Two-Time Close Construction Loans, Bridge Loans, Portfolio Construction, ITIN Construction, and a comprehensive suite of renovation and rehab loans.

  • Personalized Support: Our team, led by executive level banking experts are here to guide you through the financing process, making your building experience smooth and secure.

Your Home, Your Way

  • Customizable Options: From the ground up or a significant renovation, our builders and financing plans are flexible to match your vision.

  • Simplified Process: We simplify the complex construction loan process, offering One-Time and Two-Time Close Construction Loan Options, including traditional construction and take-out financing.

  • Almost Every Property Style: If you can dream it we want to build it. We finance 3-D Printed Homes, Foam Homes, Manufactured Homes, Modular Homes, Barndominiums, Log Cabins, Tiny Homes On Fixed Foundations, Accessory Dwelling Units, Concrete Construction, SIP Panel Home Construction, and many more styles. If there is a strong market for it, reasonable comparables, we want to help you find the financing.

Built-In Advantages for Every Borrower

As a division of The Federal Savings Bank, we bring you additional perks, including up to $50,000 in extra consumer funding and exclusive discounts on real estate agent commissions, like up to 30% of the commissions towards your closing costs or a rate-buy down, and interest rate discounts on select programs when opening qualifying bank accounts. We're not just about building homes; we're about building your future.

Get Started Today

Dive into our directory, select your state, and explore the builders ready to make your dream a reality. Each builder's profile links to detailed information, helping you make an informed choice. With BuildBuyRefi.com, your perfect home is just a builder away.

Explore Our Growing List of Home Builders & Contractors Today

Alabama

Alaska

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

Georgia

Hawaii

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maine

Maryland & DC Regions

Massachusetts

Michigan

Minnesota

Mississippi

Missouri

Montana

Nebraska

Nevada

New Hampshire

New Jersey

New Mexico

New York

North Carolina

North Dakota

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

South Carolina

South Dakota

Tennessee

Texas

Utah

Vermont

Virginia

Washington

West Virginia

Wisconsin

Wyoming

If you do not see a builder currently offering the style of home you want, speak with one of our bankers. With a network of registered builders now approaching 2,000 nationwide, we are almost certain to have one that can serve your area and build the home you have in mind. To find out how much you may qualify for, check your eligibility first.

Frequently Asked Questions About Registered Home Builders

What does it mean for a builder to be registered with BuildBuyRefi?

A registered builder has already completed our builder approval process, which means their licensing, insurance, and financial documentation are on file with our bank. Because that work is done in advance, a borrower financing a home with a registered builder only needs their own approval rather than waiting for the builder to be approved too. That can take 30 to 60 days off the construction loan timeline.

Can I bring my own builder to be approved?

Yes. If you do not see your preferred builder in our directory, you can bring your builder to us for approval. Our team handles the builder approval process and arranges introductory calls with a preferred banker so your project can move forward. A qualified, licensed builder is required on all construction programs.

What loan programs are available when building with a registered builder?

Borrowers can access up to 100 percent construction financing on eligible programs, including One-Time Close and Two-Time Close construction loans, our in-house Hybrid Construction Loan, VA, FHA, Conventional, Jumbo, ITIN, and a 2nd Mortgage Construction Loan for renovations and additions. Programs vary by borrower profile, property type, and occupancy. Subject to credit approval and program guidelines.

What home styles can be financed with a registered builder?

Eligible styles include site-built homes, modular homes, manufactured homes, barndominiums and metal homes, log cabins, timber frame, ICF, SIP panel, 3D printed, new foam construction, and accessory dwelling units, where strong comparable sales support the appraised value. Property types such as tiny homes under 600 square feet, container homes, and geodesic domes are not eligible.

Does BuildBuyRefi finance builds in all 50 states?

Yes. BuildBuyRefi.com, powered by The Federal Savings Bank, is a direct lender in all 50 states with a network of registered builders approaching 2,000 nationwide. New dealer-manufactured home loans are not available in New York, but modular and site-built land and home construction financing is available there.

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THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.

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