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Renovate With PGA Custom Remodeling Using Up To 100% Financing & *$50K Extra From BuildBuyRefi

Kitchen, Bath, Addition, and Whole-Home Remodels Across Northern California, Backed by a Direct Lender

 

Introduction To The Builders

 
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PGA Custom Remodeling transforms homes across Northern California, and BuildBuyRefi.com is the direct lender behind the work. PGA is already registered with us, which clears the builder-approval step that slows most renovation loans and can move your closing 30+ days faster.

As a direct, FDIC-insured lender, we offer one of the widest ranges of renovation and construction options from a single source, including a 2nd mortgage construction loan that funds your remodel as a separate fixed-rate second lien so you keep your low first-mortgage rate, plus zero-and-low-down programs across 14+ property styles in all 50 states.

Qualified borrowers can access up to 100% financing plus up to *$50,000 extra before, at, or after closing. We underwrite, fund, and draw-manage in-house, so the only approval left is yours.

About PGA Custom Remodeling

Expert Remodeling Services in Northern California

PGA Custom Remodeling Inc. specializes in providing top-tier luxury interior and exterior remodeling services for communities within a 100-mile radius of North Highlands, CA, including Sacramento, San Francisco, and Lake Tahoe.

With extensive knowledge and expertise, PGA Custom Remodeling ensures a hassle-free home renovation experience, creating beautiful and durable results that stand the test of time.

Commitment to Quality

Every project undertaken by PGA Custom Remodeling is backed by a comprehensive warranty. If any defects in materials or craftsmanship are found, the team will promptly repair the issue at no additional cost. This commitment to quality and customer satisfaction is guaranteed.

Philosophy

PGA Custom Remodeling is dedicated to doing the job right, specializing in both exterior and interior remodeling with a focus on quality and superior service. The team listens to clients' needs and desires, ensuring homes reflect personal styles and preferences.

They strive to develop long-term relationships with customers, exceeding expectations through superior performance by every member of the team.

Up To 100% Renovation Loans Through BuildBuyRefi.com

Comprehensive Financing Options for Your Remodeling Needs

PGA Custom Remodeling Inc. is proud to highlight the exceptional renovation loan options available through our preferred banker, and Sr. Vice President, Bobby Atkisson with BuildBuyRefi.com.

Offering up to 100% renovation loans, BuildBuyRefi.com provides flexible financing solutions to cover a wide range of remodeling projects.

Whether you are looking to purchase a new home that needs remodeling, refinance an existing property to add on or renovate, or update an outdated ADU property, Bobby and his team has you covered. They offer a variety of loan options tailored to meet your specific needs:

  • FHA Renovation Loans: Ideal for buyers who want to purchase and renovate a home with a single, low-down-payment mortgage.

  • VA Renovation Loans: Designed for veterans and active-duty military personnel, these loans provide an affordable way to finance home improvements with no down payment.

  • Conventional Renovation Loans: Perfect for homeowners or buyers looking for flexible terms and competitive rates to finance their remodeling projects.

  • Portfolio Renovation Loans: Ideal for homeowners looking to do extensive renovations up to $2 million in work. This in-house program is an exclusive when working with Bobby.

Finance Your Dream Home Remodeling Project with Ease

With BuildBuyRefi.com, you can finance both the purchase and renovation of a new home, ensuring you have the funds needed to make it your dream home.

For existing homeowners, refinancing to include renovation costs means you can upgrade your living space without the hassle of multiple loans. Additionally, those looking to update an ADU property can take advantage of tailored renovation financing options to bring these spaces up to modern standards.

How To Start

For financing options, reach out to Bobby Atkisson, Sr. Vice President at BuildBuyRefi.com, powered by The Federal Savings Bank by scrolling below to complete an eligibility form that will go straight to her, or call, email, or even schedule a call with her integrated calendar at the bottom of this page.

Comprehensive Remodeling Services

Kitchen Remodeling

Kitchen remodeling is a complex process that involves coordination across multiple disciplines and numerous decisions regarding scheduling, workspace planning, material selections, plumbing and electrical fixtures, layouts, and styles. The expert renovators at PGA Custom Remodeling guide clients through each step, ensuring their vision for their home becomes a reality. With over three decades of experience, the team provides design ideas and constructive solutions, resulting in kitchens that seamlessly blend form and function.

Bathroom Remodeling

PGA Custom Remodeling offers a full range of services to complete bathroom renovations. From re-framing rooms and moving or removing load-bearing walls to expert tile installation and professional painting services, the team of licensed and insured master craftsmen ensures every aspect of a bathroom remodel is handled with precision and care.

Additional Services

  • Full Service Remodeling: Comprehensive remodeling solutions for entire homes.

  • Custom Additions: Tailored additions to enhance living spaces.

  • Master Bedroom Suites: Luxurious master bedroom renovations.

  • 2nd Story Additions: Expanding homes with additional stories.

  • Whole House Remodeling: Transforming entire homes to meet clients' needs.

  • Custom & Premanufactured Cabinetry: High-quality cabinetry solutions.

  • Basement Build-Outs and Rec Rooms: Creating functional and enjoyable basement spaces.

  • Window & Door Replacement: Upgrading windows and doors.

  • Restoration/Insurance Work: Professional restoration services for insurance claims.

  • Commercial Remodeling & Build-Outs: Enhancing commercial spaces to better serve businesses.

Reviews

Eugene Burachek

Great service and good quality work. Pavel is very helpful and does a great job. Highly recommended.

Olga B

Excellent job! Highly recommended!

Mihir Shah

Paul is very helpful and did an excellent job with flooring and countertops. Very competitive quotes and willing to help on all home-related items.

Mani Sid

Excellent workmanship. Got my tub replaced with a shower in 3 days. Highly recommend.

Contact Information

PGA Custom Remodeling is ready to transform homes. For more information, contact:

  • Address: 8060 Ridge Rd. Newcastle, CA 95658

  • Phone: 916-595-3694

  • Website: pgacustomremodeling.com

  • Working Hours: 7 Days a Week: 8 am – 6 pm

PGA Custom Remodeling - Interior Remodeling Photos

Beautiful luxury interior remodeling work completed by PGA Custom Remodeling, Inc. of California.

Begin Your Custom Home Remodeling Adventure

Check Your Eligibility Below and Get Exclusive Financing Insights from The PGA Custom Remodeling Team & Bobby Atkisson With BuildBuyRefi.com

Meet Bobby Atkisson, PGA's Preferred Lender: Get an Extra *$50,000 Before or After Closing, And Even Access Up To 30% Off Your Real Estate Agent Commissions when Selling or Buying A Home Or Land.

 
 
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FHA 203K SPECIALIST | FNMA HOMESTYLE SPECIALIST | VETERAN LENDING SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST | VA RENOVATION SPECIALIST

Your Dream Home Journey is Made Easy with PGA Custom Remodeling, Inc. and Bobby Atkisson of BuildBuyRefi.com.

Hello there! I'm Bobby Atkisson, Sr. Vice President with The Federal Savings Bank. Imagine me as your guide to making your dream home build, remodel, or renovation a reality. With many flexible and friendly financing options, we're here to make sure this process is smooth, safe, and totally exciting.

Working with PGA Custom Remodeling, Inc. isn't just good; it's great—and I'm super excited to help you start this journey. Just complete the eligibility form above or schedule a call with me on my calendar below. I’m excited to connect and answer any questions.

Here's what we've got for you:

  • Great Loan Options: Whether it's your first build or remodel, or you're a pro, we have 1X, 2X Close, and Hybrid Construction Loans, plus a full suite of renovation loans offering up to $2 million in renovation funding alone.

  • No Big Down Payments Needed: Yep, you can start building or buying and renovating your dream home with little to no down payment depending on the program chose.

  • All Kinds of Loans for All Kinds of Homes: Whether you're dreaming big (like $4.5+ million big) or starting small, we've got a loan for that. And it's not just for your forever home; vacation homes and fixer-uppers home loans are in the mix, too.

Extra Benefits Just for You with Bobby Atkisson & Our Team:

  • Up To $50,000 Extra in Your Pocket: Use it for decking out your new place, paying off debts, or even adding a cool office space. It's your call!

  • Save Big on Real Estate Agent Fees: Buying or selling? Do it with our preferred agents and enjoy up to a whopping 30% off their commissions as a credit on your closing costs or a loan discount to the rate.

  • Plus, Awesome Bank CD Rates: Because who doesn't love a great deal?

Ready to make those home dreams come true? Let's get started!

Schedule A Strategy Or Follow-Up Call With Bobby Atkisson


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For clients looking to build standalone workshops or metal structures, Titan Steel Buildings provides pre-engineered solutions known for strength and affordability.

If you’re seeking a more custom ground up build, you may want to check out Sebok Construction, Elite Home Design, or JM Lee Designs. Be sure to also visit our full list of registered home builders and factory-built dealers, or check your eligibility to see how much you qualify for before committing to a builder.

THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.

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