Down East Realty & Custom Homes: Eastern North Carolina's Premier Manufactured & Modular Home Dealer
Explore Zero & Low-Down Payment Manufactured and Modular Home Loans and Access Up To *$50,000 Extra Before or At Closing
Introduction To The Builder / Dealer
Discover Affordable Custom Homes with up to 100% Financing in New Bern and Throughout Eastern North Carolina
For over 25 years, Down East Realty & Custom Homes has stood as North Carolina's #1 independent home retailer, helping countless families achieve the American dream of homeownership. Headquartered in scenic New Bern, NC, Down East Homes has earned a stellar reputation for exceptional customer service and an unmatched selection of modular and manufactured homes from the industry's top manufacturers.
With an impressive network of 9 convenient locations across Eastern North Carolina and more than 100 models available to tour, Down East Homes makes finding your ideal home remarkably simple. Their team of seasoned housing consultants guides you through every step of the process, ensuring a seamless and stress-free experience explicitly tailored to your unique needs.
Ready to discover your perfect home? Check your eligibility today or schedule an appointment to get started!
Why Families Choose Down East Realty & Custom Homes
Unparalleled Selection from Top Manufacturers
Down East Homes proudly partners with the industry's most respected home manufacturers, including:
Champion Homes - Known for innovative designs and energy efficiency
Clayton Homes - America's largest home builder with diverse floor plans
Fleetwood Homes - Renowned for quality craftsmanship and attention to detail
Cavco Homes - Specializing in beautiful, durable manufactured housing
Tru Homes - Affordable options with modern amenities
Atlantic Homes - East Coast designs perfect for North Carolina living
Dutch Housing - Distinctive architectural elements and quality construction
Deer Valley Homebuilders - Premium features and customizable options
Holmes Building Systems - Built with Southern living in mind
Virginia Homes of Boydton - Regional designs with traditional appeal
Each home is meticulously crafted using premium materials in state-of-the-art facilities, ensuring protection from the elements throughout the construction process. This controlled environment guarantees exceptional durability, safety, and comfort for your family.
A Manufactured or Modular Home for Every Stage of Life
At Down East Realty & Custom Homes, they understand that different families have different needs. Their extensive selection caters to:
First-time homebuyers seeking affordable quality
Growing families requiring additional space
Empty nesters looking to right-size without sacrificing comfort
Retirees seeking serene, low-maintenance living
With numerous floor plans, décor options, and customization possibilities, you can create a home that perfectly reflects your lifestyle, preferences, and budget.
Proven Reputation Built on Trust
Since 1999, Down East Realty & Custom Homes has been helping homeowners make their dreams of homeownership come true across Eastern North Carolina. Their commitment to customer satisfaction has earned them numerous positive reviews and referrals—a testament to their dedication to excellence in every aspect of the home-buying process.
Your Path to Homeownership with Down East Homes
Industry-Leading Selection Process
Down East Realty & Custom Homes’ experienced housing consultants guide you through a straightforward process designed to make finding and purchasing your dream home simple and enjoyable:
Initial Consultation - Discuss your needs, preferences, and budget to establish a clear vision for your ideal home.
Home Selection - Tour models and explore floor plans to find the perfect match for your lifestyle.
Customization - Personalize your home with your choice of finishes, fixtures, and features.
Site Preparation - Receive guidance on land selection or the preparation of your existing property.
Home Installation - Rely on expert coordination of delivery, setup, and final inspections.
Final Walkthrough - Ensure complete satisfaction before taking ownership of your new home.
Throughout this journey, their dedicated team remains by your side, ensuring that every detail is handled with care and professionalism.
Down East Homes' Clients Come from All Over Eastern North Carolina
Why Families Love Our Manufactured & Modular Homes Near New Bern, NC
Down East Realty & Custom Homes’ headquarters in New Bern, NC, attract families from across the region thanks to its coastal charm, historic downtown, family-friendly neighborhoods, excellent local schools, and recreational opportunities. Whether you're relocating, planning retirement, or raising a growing family, New Bern provides an exceptional blend of affordability, quality of life, and scenic beauty that makes it an ideal community for your new manufactured or modular home.
Buy Land and Home Together, or Leverage Land You Own in Popular North Carolina Communities
Down East Realty & Custom Homes specializes in making it easy to build your ideal home in North Carolina's most desirable locations. Whether you're buying land and home together or you already own land and want to apply its equity toward your down payment, we offer tailored financing solutions through our relationship with BuildBuyRefi.com that simplify your homeownership journey.
Explore what makes these communities particularly appealing to manufactured and modular home buyers:
Beulaville:
Known for its tight-knit community and small-town atmosphere, Beulaville offers peaceful rural living at an affordable price. With low property taxes and open spaces, this town is ideal for those wanting a quieter lifestyle while still within easy reach of larger employment centers in Jacksonville or Wilmington.Elizabeth City:
Enjoy waterfront living in Elizabeth City, a historic maritime community renowned for its revitalized downtown, cultural activities, and affordable homes near the Albemarle Sound. The city's proximity to beaches, excellent schools, and lower cost of living attracts both young families and retirees.Goldsboro:
Goldsboro offers a unique blend of military heritage and Southern hospitality. Located near Seymour Johnson Air Force Base, the area boasts stable home values, robust employment opportunities, family-friendly events, and strong schools, making it an ideal community for both military families and civilian residents.Greenville:
As home to East Carolina University, Greenville offers vibrant cultural scenes, exceptional healthcare, great shopping, dining, and entertainment options. Its healthy job market and attractive neighborhoods make Greenville perfect for families, young professionals, and retirees seeking a dynamic yet affordable community.Kinston:
Experiencing an exciting revival through its growing arts and culinary scenes, Kinston provides an affordable housing market with historic charm. Homebuyers appreciate its community spirit, local events, breweries, restaurants, and proximity to nature.Morehead City:
Enjoy life near the water in Morehead City. Offering coastal beauty, fresh seafood, spectacular boating, fishing, and watersports, Morehead City is perfect for those seeking a relaxing yet active coastal lifestyle at an attainable price point.Roanoke Rapids:
This welcoming community situated along the Roanoke River offers excellent home affordability, charming neighborhoods, and proximity to Virginia's employment markets. Families enjoy its historic downtown, local festivals, parks, and quality schools.Wallace:
Known for rural tranquility and its famous annual strawberry festival, Wallace strikes an ideal balance between country living and convenient access to major cities like Wilmington and Jacksonville. Wallace appeals to homebuyers seeking space, affordability, and convenient commutes.Jacksonville:
Home to Marine Corps Base Camp Lejeune, Jacksonville combines military tradition with modern amenities. The area offers excellent schools, parks, family-oriented neighborhoods, and consistent economic stability, ideal for veterans, active-duty families, and civilian homebuyers alike.Washington, NC:
Known affectionately as "Little Washington," this charming waterfront town offers affordable housing, historic homes, thriving local businesses, and abundant water recreation on the Pamlico River, making it an appealing destination for families and retirees alike.
Apply Your Land Equity Towards Your Down Payment
Already own land in one of these great Eastern North Carolina communities? We offer options that allow you to leverage the equity in your land toward your down payment requirements, significantly reducing upfront costs. If you're looking to purchase land together with your new manufactured or modular home, we also offer seamless land-and-home financing packages tailored to your needs.
Additional Communities Served By Down East Homes, New Bern:
Along with the highlighted communities above, Down East Realty & Custom Homes of New Bern, NC, proudly serves families building homes in the following areas:
Pamlico County
Pitt County
Carteret County
Craven County
Jones County
Lenoir County
Onslow County
Duplin County
Wayne County
Nash County
Wilson County
Edgecombe County
Halifax County
Camden County
Currituck County
Dare County
Pender County
Brunswick County
Sampson County
Robeson County
Cumberland County
Wherever you dream of living in Eastern North Carolina, Down East Realty & Custom Homes makes home ownership easy, affordable, and rewarding.
Ready to explore your Land and Home Loan options? Check your eligibility today or schedule a personalized consultation!
What Eastern North Carolina Homeowners Say About Down East Homes
Families across Eastern North Carolina consistently praise Down East Realty & Custom Homes for their exceptional service and quality homes. Here's what recent customers have shared:
Gary highlighted the team's professionalism and knowledge, noting that his experience from initial consultation through move-in day was seamless and enjoyable. He highly recommends Down East Homes of New Bern to anyone in the market for a new home.
Ebony expressed profound gratitude for how Jason went above and beyond during challenging circumstances, treating her family with compassion rather than as "just a number." She credits Down East Homes with changing her outlook on life by helping provide a safe home for her children.
Becca appreciated the knowledgeable guidance from Bob and manager Cameron during her tour of the New Bern location, noting their expertise and friendly approach as she prepared for her move to Craven County.
Lura Taylor praised both Jaime and John Ford for their attentiveness and product knowledge, highlighting how they focused on finding the right home for her needs rather than pushing for a quick sale. She's now a happy owner of a custom-made Champion double-wide.
David Walker commended the patience and professionalism of Jose and John, who worked with him and his wife for over a year as they considered different homes. When they finally made their choice, the process was remarkably fast and easy.
Additional Solutions from Down East Realty & Custom Homes
Premier Portable Buildings
High-quality portable buildings, ideal for storage, workshops, or guest cabins:
Sizes from 6'x10' to 16'x54'
Durable construction features (30-year metal roofing, reinforced floors, and doors)
Purchase, finance, or rent-to-own options available
Utility Trailers by Premier
Convenient trailer rentals and sales with flexible financing options for utility needs.
Exclusive Financing Through BuildBuyRefi.com
Through BuildBuyRefi.com, Down East Realty & Custom Homes offers the most comprehensive in-house financing programs available in all 50 states, designed specifically for manufactured and modular homes:
Up to 100% Financing Options
One Time Close Construction Loans (OTC Loans) - Streamline the process with a single loan covering both construction and permanent financing, saving you time and money.
FHA Construction Loans - Access down payments as low as 3.5% with flexible credit requirements, perfect for first-time homebuyers.
USDA Construction Loans - Explore zero down payment options for rural and many suburban areas across North Carolina.
VA Construction Loans - Eligible veterans and active military personnel can secure up to 100% financing with no PMI requirement.
Conventional Construction Loans - Enjoy flexible terms and competitive rates for various buyer scenarios.
Two Time Close Construction Loans - Gain additional flexibility with separate construction and permanent loans.
Land and Home Loans - Conveniently combine land purchase with home financing for a seamless process.
Exclusive Benefits Only Available Through BuildBuyRefi.com
Extra Funds for Your Dreams - Access up to $50,000 extra for home upgrades, furnishings, landscaping, or debt consolidation before, at, or after closing.
Savings on Real Estate Transactions - Save up to 30% on realtor commissions nationwide when buying or selling land or property.
Competitive Rates - Enjoy some of the industry's most favorable rates and lowest fees compared to brokers and other lenders.
Low to No Down Payment Options - Many buyers qualify for little to no down payment, making homeownership more accessible.
In-House Decisions - Experience faster approvals and streamlined processing through our internal decision-making process.
Connect with Kenneth Hufford, Sr. Vice President and Top Rated® Construction Banker with BuildBuyRefi.com, powered by The Federal Savings Bank, to explore the perfect financing solution for your new Down East Homes property.
Check Your Eligibility for a Down East Homes Loan Today
Once you’ve submitted your information, Kenneth, our Down East Realty & Custom Homes Team preferred banker, will guide you through the steps.
To be assigned to Kenneth Hufford, complete the eligibility or calendar forms on this page.
Would you prefer to speak with Kenneth Hufford directly?
Book a one-on-one consultation with Kenneth Hufford, Vice President of BuildBuyRefi, a lead construction division banker who proudly serves our Down East Realty & Custom Homes registered builder relationship.
You must complete the eligibility or calendar forms on this page to be assigned to Kenneth with Down East Homes.
As Seen In
Frequently Asked Questions About Down East Realty & Custom Homes
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Down East Homes specializes in high-quality manufactured and modular homes from top manufacturers like Champion, Clayton, Fleetwood, Cavco, and others. They offer single-wide, double-wide, and modular options to suit various preferences and budgets across Eastern North Carolina.
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Financing options include FHA, VA, USDA, Conventional, One Time Close, and Two Time Close construction loans through Build Buy Refi, with up to 100% financing available for qualified buyers. Kenneth Hufford, Sr. Vice President at BuildBuyRefi.com, can help determine your best option.
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Manufactured homes (including singlewides and doublewides) are built entirely in the factory according to federal HUD standards and transported to your site. Modular homes are constructed in sections at the factory according to local building codes, then assembled on a permanent foundation at your location.
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Yes, Down East Homes can provide guidance on suitable locations for your new home, and through BuildBuyRefi.com, you can access Land and Home Loans that conveniently combine land purchase with home financing into one streamlined package.
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Down East has properties on lots available immediately, and for ordering specific models, the timeline typically ranges from 3-6 months, depending on the home's complexity, customization options, site preparation needs, and current factory production schedules. Down East's housing consultants provide detailed timelines during your initial consultation.
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Down East Homes serves all of Eastern North Carolina with 9 convenient locations in New Bern, Beulaville, Elizabeth City, Goldsboro, Greenville, Kinston, Morehead City, Roanoke Rapids, and Wallace, making quality manufactured and modular homes accessible throughout the region.
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Absolutely! Down East Realty offers extensive customization options, including floor plans, exterior features, interior finishes, appliance packages, and special features to create a home that perfectly matches your lifestyle and preferences within your budget.
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Homes from Down East Homes come with comprehensive manufacturer warranties covering structural elements, systems, and appliances. Your housing consultant will explain the specific coverage details for your chosen home model and manufacturer.
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Today's manufactured homes are built with advanced energy-efficient features, including improved insulation, energy-efficient windows, modern HVAC systems, and ENERGY STAR appliances. These help homeowners save significantly on utility costs while maintaining comfort year-round.
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Qualified buyers can access up to $50,000 in extra funds for home upgrades, furnishings, landscaping, debt consolidation, or other needs before, at, or after closing through BuildBuyRefi.com's exclusive financing programs designed specifically for manufactured and modular homes.
Experience Down East Homes’ Top-Quality with Build Buy Refi Financing
Remember, every situation is unique. For personalized advice on Land and Home Loans for your next Down East Realty & Custom Homes property, we recommend scheduling a consultation with Kenneth Hufford at Build Buy Refi. He can provide detailed information based on your circumstances and help you navigate the path to homeownership.
Discover How You Can Build Your Dream Home—Check Your Eligibility Today!