BuildBuyRefi Home Loans is a division of The Federal Savings Bank (NMLS #411500), a veteran owned, FDIC insured national bank. Because we lend under a federal charter, every banker on this page is authorized to originate in all 50 states without separate state by state licensing. You work with one banker from application through closing, wherever you are buying, building, or refinancing.

Our team originates across more than 100 loan programs. That includes conventional and jumbo purchase financing, refinancing, cash out, and home equity lines of credit, alongside the construction and renovation products most lenders do not offer: hybrid one time close construction, two-time close, construction to perm, FNMA HomeStyle, FHA 203(k), VA renovation, Conventional, FHA, VA, Jumbo, ITIN, ADU, and 2nd Home construction loans, and manufactured and modular home financing.

All financing is subject to credit qualification, property eligibility, and program guidelines.

Why Borrowers Work With Our Team

• One banker, all 50 states. Our federal charter means your banker does not hand you off when you cross a state line or buy land in another market.

• Decisions made in house. We run our own loan committee and hold loans in portfolio, so files that need a second look get one instead of an automated decline.

• Construction and renovation are a core business, not a side product. Most lenders treat a build or a rehab as an exception. For this team it is the daily work, which is why borrowers come to us for the hard files and stay for the straightforward ones.

• A bank, not a broker. The Federal Savings Bank is FDIC insured, veteran owned, and holds an A+ rating with the Better Business Bureau.

Our Bankers & Team Members

Listed alphabetically by first name. Select a name to read their full background and reach them directly.

Join the BuildBuyRefi Team

Mortgage Bankers and Lending Partners

We hire experienced mortgage bankers, brokers, and lending partners who want to build a book across purchase, refinance, construction, and renovation lending. You work with an in-house loan committee, portfolio decision-making, and more than 100 loan programs, backed by a veteran-owned, FDIC-insured bank originating in all 50 states. View our open mortgage positions.

Real Estate Agents, Realtors®, Builders, Contractors, and Industry Professionals

Our preferred partner program gives industry professionals a direct line to a banker who handles the full range: standard purchases, new builds, renovations, and manufactured homes. Agents get a lending desk that does not stall on a construction file. Builders and contractors get a banker who understands draw schedules and can qualify your buyers before they walk the lot. Referred buyers get access to our client consumer loan program, and buyers represented by a participating brokerage may qualify for a rebate of up to thirty percent of the brokerage fee at closing, subject to state eligibility and program terms. Learn about the preferred partner program.

Why Bankers Choose BuildBuyRefi

An in-house loan committee and portfolio decision-making, so files that need a second look get one. More than 100 loan programs, including construction and renovation products most lenders will not touch. Federal charter origination in all 50 states. A veteran-owned, FDIC-insured institution with an A+ BBB rating.

Ready to Get Started?

Select any banker above to read their background and reach them directly, or call 844-999-0639 to be matched with someone who handles your loan type. You can also check your eligibility in a few minutes with no credit pull and no Social Security number required.

Industry Recognition

Investopedia has named BuildBuyRefi the best overall construction loan lender, the best VA construction loan lender, and the best manufactured home lender, and listed us as a runner-up for best construction loan lender at BobVila.com. The team has been recognized as a Top Rated Local winner in 2019 and 2020, named a Top Mortgage Workplace by the Mortgage Professionals Association, and featured in The Mortgage Reports, Military.com, and Military Makeover with Montel. The Federal Savings Bank is FDIC insured, veteran owned, and holds an A+ rating with the Better Business Bureau.

Our bankers hold an average customer rating of 4.9 out of 5 across Zillow, Facebook, Google, and Top Rated Local, based on more than 3,000 customer reviews as of July 2026.