Introduction To The Builder

Custom Waterfront Luxury Home Construction Across Virginia

Welcome Home With Almond Exteriors of Hampton Roads, Virginia

Almond Exteriors is a custom home builder known for designing and constructing high-end, site-built homes throughout Hampton, Newport News, Poquoson, and York County. From elevated coastal residences to multi-level luxury homes with oversized garages and waterfront views, Almond Exteriors builds one-of-a-kind properties on client-owned lots and within approved developments.

Every home is designed specifically for the client. No production plans. No shortcuts. Just thoughtful design, strong communication, and precision craftsmanship from concept to completion.

As a registered builder with BuildBuyRefi.com, clients building with Almond Exteriors gain access to specialized construction financing options designed to support fully custom, ground-up home builds.

A Custom Builder With Over Two Decades Of Experience

Almond Exteriors was founded in 2000 with a simple but demanding standard. Build homes the right way and build lasting relationships along the way.

With more than 20 years of experience, the company has constructed a wide range of architectural styles, including coastal, traditional, contemporary, and luxury waterfront homes. While versatile in design, Almond Exteriors is especially well known for elevated coastal construction that balances structural integrity, visual elegance, and long-term performance in waterfront environments.

Clients work directly with a builder who values transparency, responsiveness, and collaboration. Communication is treated as a core part of the build process, not an afterthought.

Fully Custom Homes Designed Around Your Vision And Your Land

Almond Exteriors builds on individual lots as well as within established developments. The company also develops land and builds on pre-developed sites, offering flexibility for clients at different stages of ownership.

Home design options include:

• Existing floor plans that can be customized

• Architect-led designs for fully custom layouts

• Adaptations for waterfront, elevated, or flood-zone requirements

• Multi-story homes with large garages and storage capacity

Whether the goal is a primary residence, a waterfront estate, or a legacy home built for future generations, each project begins with the client’s vision and ends with a finished home designed specifically for that property.

The Almond Exteriors Build Process

Almond Exteriors follows a structured but flexible process designed to reduce surprises and keep clients informed.

1. Initial Consultation

Project goals, land details, budget range, and timeline are reviewed. This stage sets expectations early and establishes clear communication.

2. Design And Planning

Clients select or customize floor plans and coordinate architectural details. Site conditions, elevation needs, and local requirements are addressed upfront.

3. Site Preparation And Construction

Land development, foundation work, framing, and structural systems are executed with attention to durability and code compliance.

4. Interior And Exterior Finishes

Finishes, materials, and exterior details are completed to match the approved design, with a focus on quality and longevity.

5. Final Walkthrough And Delivery

The home is reviewed in detail, final items are addressed, and the property is prepared for move-in.

This process supports custom builds while maintaining clarity at every stage.

Up To 100% Construction Financing Built For Custom Homes

Building a fully custom home requires financing that understands how custom construction actually works.

Clients building with Almond Exteriors can access specialized construction loan programs through Ilonka Avila, Vice President in the Construction Division at BuildBuyRefi.com, powered by The Federal Savings Bank.

Available options may include:

• One Time Close Construction Loans

• Two Time Close Construction Loans

• FHA Construction Loans

• VA Construction Loans

• Conventional Construction Loans

• Jumbo Construction Loans

• Portfolio Construction Loans

• Land And Home Loans

Qualified borrowers may be eligible for:

• Financing up to 100 percent on select programs

• Up to *$50,000 extra funds before, at, or after closing

• Savings of up to *30 percent on real estate commissions nationwide when buying or selling property, applied as a closing cost credit

All construction loans are handled in house. Clients are not passed to third-party brokers who do not service their own construction loans. From draw schedules to final completion, the same team stays involved throughout the build.

BuildBuyRefi.com Advantages Available When Building With Almond Exteriors of Virginia

Added Financial Flexibility For Custom Builds

Qualified borrowers working with Almond Exteriors may be eligible for up to *$50,000 in additional funds that can be accessed before, at, or after closing. These funds are commonly used to enhance custom finishes, address site-specific improvements, furnish the home, or strengthen overall loan positioning during construction.

Reduced Real Estate Commission Costs Nationwide

When purchasing land or selling an existing property as part of a custom build, borrowers may save up to *30 percent on listing-side real estate commissions. These savings are available nationwide through a participating agent network and are typically applied as a closing cost credit, helping preserve capital for construction.

Construction-Focused Rates And Fee Structure

BuildBuyRefi.com is built around construction lending, not generic mortgage products. Many borrowers benefit from competitive interest rates, lower overall fees, and loan programs designed specifically for custom, site-built homes rather than broker-driven offerings.

Low To No Down Payment Opportunities

Depending on the loan program and borrower qualifications, options may be available that require minimal or no down payment. This can make it easier to move forward with a custom build without tying up excess liquidity.

In-House Construction Loan Management

All key components of the construction loan process are handled internally, including underwriting, draw administration, and builder approvals. This reduces handoffs, improves communication, and helps keep custom projects moving efficiently from start to finish.

To explore these benefits while building with Almond Exteriors, connect with Ilonka Avila, Vice President in the Construction Division at BuildBuyRefi.com, and check your eligibility today.

Check Your Eligibility for an Almond Exteriors Custom Home Loan Today

• Once you’ve submitted your information, Ilonka Avila, our Almond Exteriors Team preferred banker, will guide you through the steps from start to finish.

• To be assigned to Ilonka Avila, complete the eligibility or calendar forms on this page.

Would you prefer to speak with Ilonka Avila directly?

• Book a one-on-one consultation with Ilonka Avila, Vice President of BuildBuyRefi, a lead construction division banker who proudly serves our Almond Exteriors of Virginia registered builder relationship.

• You must complete the eligibility or calendar forms on this page to be assigned to Ilonka with the Almond Exteriors team.

Frequently Asked Questions About Almond Exteriors And Construction Loans

Does Almond Exteriors Only Build Waterfront Homes?

No. While well known for coastal and waterfront construction, Almond Exteriors builds homes on and off the water, including within developments and on private lots.

Can Almond Exteriors Build On My Own Lot?

Yes. Almond Exteriors builds on client-owned land, in approved subdivisions, and on developed or pre-developed properties.

Are Floor Plans Custom Or Pre-Designed?

Both options are available. Clients may choose from existing plans or work with an architect to design a fully custom home.

Can I Use A One Time Close Construction Loan For A Custom Home?

Yes. Many clients qualify for One Time Close or Two Time Close Construction Loans when building with Almond Exteriors through BuildBuyRefi.com.

Are VA Construction Loans Available For Custom Builds?

Eligible veterans may qualify for VA Construction Loans, including options with low or no down payment, depending on program requirements.

Can Land And Construction Be Financed Together?

Yes. Land and Home Loans may allow land acquisition and new construction to be combined into one financing structure.

How Long Does A Custom Home Build Take?

Timelines vary based on design complexity, site conditions, and permitting. The build schedule is reviewed during planning to set realistic expectations.

Ready to move from research to results. Discover how you can build your next home with Almond Exteriors Custom Luxury Waterfront Homes and get up to 100 percent financing with BuildBuyRefi.com. Check your eligibility or book an appointment today.

What Homeowners Are Saying About Almond Exteriors

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Homeowners consistently praise Almond Exteriors for professionalism, responsiveness, and a strong commitment to communication throughout the project. Many reviews highlight how closely the team stays involved from the initial conversation through final completion, keeping clients informed and comfortable at every stage.

Several clients mention the attention to detail and willingness to listen, noting that design preferences, spacing requirements, and material selections were respected without pushback. Homeowners also appreciate the balance Almond Exteriors strikes between quality craftsmanship and fair, transparent pricing.

Across reviews, common themes include:

• Clear and consistent communication from start to finish

• A knowledgeable and professional team that answers questions promptly

• Strong attention to detail on custom patios, exterior projects, and larger builds

• Respectful crews that protect the property and clean up properly

• Work completed on schedule with pricing that felt fair and reasonable

These experiences reflect why Almond Exteriors continues to earn long-term five-star feedback. Clients feel heard, respected, and confident throughout the process, and satisfied with the finished result.

Almond Exteriors Serving York County, Virginia

Build With Confidence Across Coastal Virginia

Almond Exteriors designs and builds custom homes throughout Coastal Virginia, serving Hampton, Newport News, Poquoson, and York County. Their experience spans waterfront and non-waterfront properties, custom builds in established developments, and one-of-a-kind homes on privately owned lots.

This regional focus allows Almond Exteriors to approach each project with a deep understanding of local zoning, elevation requirements, coastal conditions, and site-specific challenges. Whether building on the water, in a neighborhood, or on raw land, their team is equipped to guide the process from planning through completion.

Homebuyers searching for Builders Near Me or Home Builders in Coastal Virginia often choose Almond Exteriors for:

• Custom waterfront and elevated coastal homes

• Multi-level, luxury residences with large garages

• Homes built on customer-owned lots or within developments

• Projects that require land development or site improvements

• Clients who value clear communication and hands-on involvement

When paired with specialized construction financing through BuildBuyRefi.com, the process becomes more transparent and easier to manage from day one. Financing guidance is provided by Ilonka Avila, Vice President in the Construction Division, helping clients align loan structure, timelines, and build plans without unnecessary friction.

If you are planning to build a custom home in Hampton, Newport News, Poquoson, or York County, Almond Exteriors offers the local expertise and relationship-driven approach needed to move forward with confidence.

Discover how you can build your custom home with Almond Exteriors.
Check your eligibility today or schedule an appointment to review your construction financing options with Ilonka Avila.

View other builders at our Registered Home Builders Page.