Featured Registered Dealer · Seguin, Texas
Buy Or Build With Texas Built Mobile Homes.Up To 100% Financing & *$50K Extra.
Manufactured, modular, and barndominium-style homes from the Seguin Super Center on I-10, financed by a direct lender that already approved Texas Built. Land you own can cover the down payment, for zero down in qualifying scenarios.
How Do You Finance A Manufactured, Modular, Or Barndominium Home From Texas Built Mobile Homes?
Texas Built Mobile Homes is a registered dealer with our bank, so a new manufactured, modular, or barndominium-style home from the Seguin Super Center can be financed through BuildBuyRefi.com. Homes set permanently on land you own, or land bought at closing, qualify for our construction programs with up to 100% financing for eligible veterans or when land equity covers the down payment. Chattel financing is reviewed case by case for homes that will not sit on your own land.
Most dealers drag their feet with an unfamiliar lender: new financial packages, approval calls, and a draw process nobody on their team knows. Texas Built cleared that step with our bank already, so your approval is the only one left, which improves and speeds up the closing process.
Texas Built Mobile Homes is part of America's Factory Built Homes, a family-owned group with 11 retail locations across Texas, Oklahoma, and Florida. This page represents the Seguin Super Center on the I-10 frontage road east of San Antonio, where the lot carries singlewides through triplewides, one and two-story modular homes, and park models from nine manufacturers.
At our bank, a home bought from a dealer is still financed as a construction loan: the home, site work, foundation, delivery, and setup sit in one contract, paid out in draws as each stage is verified.
Texas Built buyers work directly with Justin Burri, Top Rated® Vice President, NMLS ID# 1828297, BuildBuyRefi.com, powered by The Federal Savings Bank, from the first eligibility question through the final draw.Factory Built Housing | New Construction | Veteran Lending
The Barndominium: A Modular Model Home You Can Tour In Texas
Texas Built says this is one of the only modular-built model barndominiums open for viewing anywhere in Texas. The two-story Deer Valley Signature Series plan is listed at 4,012 square feet with 3 bedrooms and 2.5 baths, shown in a dark finish (DVHBSS-6604-1) and a white finish (DVHBSS-6604-2). Tap any photo to view it larger.
A Family-Owned Dealer Group, One Team From Floor Plan To Setup
Texas Built Mobile Homes belongs to America's Factory Built Homes, a family-owned, faith-led group that also runs two Oklahoma lots under the America's Factory Built Homes name and Timber Creek Homes of SWFL in Punta Gorda, Florida. On Facebook, Texas Built describes its Seguin store as one of the largest independent manufactured home retail locations in Texas, and its retail profile lists more than 30 housing specialists.
Site prep, delivery, leveling, tie-downs, and utility hookup are handled by Texas Built's own crew. The dealer also offers free site inspections with land improvement bids, a trade-in program for current manufactured homes, and a service team that stays involved after move-in.
That early site visit tells underwriting what the land needs before anything is signed, which matters because only work written into the contract can be financed.
Taylor BrannenGeneral Manager, Seguin Super Center, and the Texas Built contact for buyers coming through this page.
Licensed Texas RetailerTexas Department of Housing and Community Affairs retailer license #MHDRET037146, as listed by Texas Built Mobile Homes.
Nine Brands In SeguinBuccaneer, Cavco, Champion, Clayton, Colonial, Deer Valley, New Vision, Schult, and Timber Creek.
How A Financed Purchase From Texas Built Works
The loan and the dealer's own sequence run side by side, so the floor plan, the site bid, the loan amount, and the draw schedule all match.
- Financing
Budget First With Justin Burri
Justin reviews your credit, your land, and the structure: One-Time Close, Two-Time Close, or our Hybrid Construction Loan, or chattel if the land is not yours.
- Texas Built
Pick The Home And The Code
Walk the lot and compare floor plans. Choosing HUD-code or modular is the decision that changes the loan the most.
- Texas Built
Free Site Inspection And Land Bid
The pad, foundation, utilities, and driveway get priced before anything is signed.
- Contract
One Contract, Independent Appraisal
Home, site work, foundation, delivery, and setup go into one contract for underwriting and an independent appraiser.
- Close And Build
Delivery And Setup, Paid In Draws
Land equity applies at closing. Texas Built's crew sets the home, and each draw follows a third-party inspection, funded in-house.
- Completion
Permanent Loan, Then Service
The loan converts to its permanent phase, manufactured homes are recorded as real property under ALTA 7.1, and Texas Built's service team handles post-delivery items.
Singlewide, Doublewide, Triplewide, Modular, And Barndominium Homes In Seguin
Six home types on the Texas Built lot, each with its own loan path.
Singlewide Homes
Single-section HUD-code homes, from compact plans to 3 and 4 bedroom layouts.
How It Can Be FinancedMortgage at 400 sq ft or more on land you own, or chattel case by caseDoublewide Homes
Two-section homes with open kitchens and room for 3 to 5 bedrooms.
How It Can Be FinancedOne-Time Close, Two-Time Close, or Hybrid across FHA, VA, and ConventionalTriplewide And Multi-Section
Larger floor plans, including 4 bedroom, 3 bath layouts over 2,000 square feet.
How It Can Be FinancedSame programs, reaching jumbo amounts case by caseModular Homes
Built to state and local codes and set on a permanent foundation, in one or two stories.
How It Can Be FinancedSame as site-built, including second home and investmentBarndominium-Style Modular
The barn look in a factory-built modular home, like the Deer Valley Barndominium.
How It Can Be FinancedEvery construction program, with land equity toward the down paymentPark Models And Tiny Homes
ANSI park model homes and tiny homes for lake lots, guest quarters, and hunting cabins.
How It Can Be FinancedChattel case by case, or mortgage at 400 sq ft or more on land you ownTexas Built says many of its plans can be ordered HUD-code or modular. Modular finances exactly like a site-built house. A HUD-code home must be permanently affixed on land you own, converted under ALTA 7.1, and cannot be an investment property. Details on our manufactured and modular home loan programs page.
The Kairos: A Deer Valley Signature Series Modular Home
The Kairos (DVHBSS-7601) is a modular plan with a kitchen and pantry, an open kitchen and dining area, a living room, a separate formal family room, and a primary bedroom and bath.
Manufactured And Modular Home Construction Loans From A Direct Lender
BuildBuyRefi.com is powered by The Federal Savings Bank, an FDIC-insured, veteran-owned direct lender licensed in all 50 states, NMLS #411500. We finance the home and the land work together as real estate, with chattel reviewed case by case when the land is not yours. More on our sister site ManufacturedNationwide.com.
Three Ways To Structure The Loan
Lock It In At The Start
One qualification and one closing. The permanent terms are set up front, and the loan converts at completion with no second appraisal.
Rate Set When The Home Is Done
Two closings, so the permanent rate is chosen after setup. FHA and VA buyers can streamline the second closing in qualifying scenarios.
Both Sets Of Papers, Up Front
Our in-house structure prepares both document sets at the start, so it feels like one closing with one set of fees while the permanent rate stays open until completion. Brokers and correspondents cannot offer it.
Program Details At A Glance
- Conventional, FHA, and VA minimum score
- 640
- VA construction, eligible veterans
- Up to 100%
- VA loan size
- $1.5M, up to $3M by exception
- ITIN construction minimum score
- 680
- Jumbo construction, 720 minimum score
- Up to $4.5M
- Minimum home size
- 400 sq ft
- Manufactured as investment property
- Not offered
- Chattel financing
- Case by case
- Administrative fees
- None
Homes under 400 square feet are reviewed case by case.
Zero Down With Land Equity
Veterans with full entitlement can finance up to 100%. Everyone else can reach zero down through land equity: owned acreage, or land bought at closing, counts toward the down payment, and an existing land loan can be paid off at closing.
Why Direct Matters On A Dealer Home
We underwrite, fund, and release every draw ourselves, so a setup crew waiting on a draw is not waiting on an outside investor. We charge no administrative fees on construction programs, while broker and correspondent loans often stack $40,000 to $100,000 or more in fee layers. Ask any lender for its full fee list.
Programs require credit qualification and must meet property, land ownership, and program guidelines. Rates and terms are not guaranteed and vary by borrower, property, occupancy, and loan amount. Independent appraisers value each home, and third-party inspectors verify each draw. Ask your banker for current rates, terms, and conditions.
*$50,000
Extra Funds For What The Home Contract Leaves Out
Qualified borrowers can access up to $50,000 in separate, unsecured funds before, at, or after closing, underwritten in-house with the mortgage and never rolled into the construction loan.
How Texas Built Buyers Could Use It
Furnishing the new home
Furniture, appliances, and window coverings for every new room.
Porches, decks, and steps
Outdoor living space added after move-in.
Driveway and landscaping
Gravel, fencing, and grass on rural acreage.
A shed or workshop
A storage building paired with your BuildBuyRefi mortgage on the home.
Moving costs
Movers, deposits, and overlap rent during setup week.
Paying down debt
Lower card balances can improve debt-to-income in some scenarios.
*Up to $50,000 is available to qualified borrowers and can be applied across our loan programs. This is a separate unsecured consumer loan underwritten in-house at the same time as the mortgage. Proceeds cannot be used for a down payment. Approval, amount, rates, and terms depend on credit qualification and are not guaranteed. Contact your banker for applicable rates, terms, and conditions.
Financing A Modular Barndominium In Texas
Texas barndominiums are usually metal shells finished on site. The Deer Valley Barndominium at Texas Built is a modular home with a barn exterior, and that changes the loan.
All Programs Apply
One-Time Close, Two-Time Close, Hybrid, FHA, VA, Conventional, jumbo, and second home, in qualifying scenarios.
Comps Come First
Barndominium comparable sales are thin in some counties. Review your market with Justin before you sign.
County Rules
Zoning, setbacks, septic, and permits vary by county. Texas Built's site inspection flags issues early.
Acreage As Down Payment
Land you own can cover the down payment entirely in qualifying scenarios.
A barndominium built as a home is financed. A stand-alone barn is not, except case by case. See our barndominium construction loans page.
Subject to credit qualification, appraisal, local zoning, and program guidelines. Model availability and display claims are Texas Built Mobile Homes' and are not made by the bank.
The Cedar Creek: A Manufactured Doublewide For Land You Own
The Cedar Creek (CS-3240) is a manufactured doublewide with an open layout, a kitchen, a living room, a primary bedroom, and a bath.
What We Can And Cannot Finance From Texas Built
Here is exactly where the line falls across Texas Built's product range, chattel included.
What We Can Finance
- New singlewide, doublewide, and triplewide homes permanently affixed on land you own or buy at closing
- Modular and barndominium-style modular homes, treated as site-built
- Park models and tiny homes 400 sq ft or larger, permanently affixed on your land
- Primary and second homes, plus investment construction on modular
- Land and home together, with an existing land loan paid off at closing
- Site prep, foundation, delivery, and setup written into the contract
- Chattel, case by case, for homes on land you do not own and smaller units
What We Cannot Finance Or Must Review
- Used homes that must be moved, or relocating any home
- Manufactured homes as investment property
- Homes in 55+ or land-lease communities, unless approved through chattel or special review
- Oilfield, workforce, and commercial housing
- Self-build or owner-as-contractor arrangements
- Work missing from the contract, which cannot be added after closing
- Sheds, which qualify only for the *$50,000 Consumer Loan alongside a BuildBuyRefi mortgage
Land is the dividing line. A mortgage needs the home tied to land you own. Land owned by a park, a landlord, or a relative makes it a chattel loan. Value comes from an independent appraiser and each draw from a third-party inspection, and the bank has no say in the appraised number.
Belle Maison And Koinonia: Signature Series Modular Homes
Belle Maison (DVHBSS-8410) is shown with its stone entry and interior views of the kitchen, dining, and living room. Koinonia (DVHBSS-8408B) is shown from the front and side. Either could serve as a second home on land you already own for parents or grown children.
Add A Second Home Or ADU Without Refinancing Your First Mortgage
Plenty of Texas Built buyers already own a home on acreage. Our 2nd Mortgage Construction-to-Permanent loan builds a second home, ADU, or workshop beside it without a refinance.
Homeowners who locked 2.5 to 4.0 percent first mortgage rates in 2020 and 2021 would give up that rate on the whole balance with a cash-out refinance. This loan funds the new structure in inspected draws, then converts to a fixed-rate, closed-end second lien, so only the new money carries a new rate. There is no set maximum, and every project is reviewed case by case.
Fixing up an existing site-built house instead? Justin is also an FHA 203K, FNMA HomeStyle, and VA Renovation Specialist. See our renovation loan programs.
Projects A 2nd Lien Can Fund
A Home For Family
A singlewide, doublewide, or second modular on your land for parents or grown children.
An ADU On Your Acreage
A smaller unit of 400 sq ft or more, permanently affixed. See our ADU financing guide.
A Barndominium Workshop
Living space plus work space next to the home you already own.
Subject to credit qualification, available equity, lien position, appraisal, local zoning, and program guidelines. Rates and terms vary and are not guaranteed.
The Pontchartrain: A Champion Manufactured Home
The Pontchartrain (3264H3252) is a Champion manufactured home with an open kitchen, living, and dining layout, a study that doubles as a bedroom, and a primary bath.
Save Up To 30% On Real Estate Commissions When You Sell A Home Or Buy Land
A Texas Built purchase often comes with a second deal: a house to sell or acreage to buy. On those, qualified borrowers can save up to 30% on real estate commissions through our participating agent network in all 50 states.
Selling Your Current House
Part of the commission on that sale can come back to you at closing.
Buying Listed Acreage
Land listed with an agent qualifies when a network agent represents you.
Credit Or Buy-Down
Apply it to closing costs or a lower rate. Justin can compare both.
The limit, stated plainly: savings apply only when an agent represents you, such as selling an existing home, buying a listed home, or buying agent-listed land. Buying a new home from Texas Built Mobile Homes does not qualify, because a dealer sale carries no listing commission.
We neither pay nor accept referral fees from participating agents, and we earn nothing when you use one. Federal law prohibits referral fees on federally related mortgage loans.
Available to qualified borrowers through participating agents, subject to availability, program terms, and state law. Savings vary by property, price, and agreement and are credited toward closing costs or a rate buy-down. Does not apply to a new home bought directly from a builder or dealer. Details on our real estate commission savings page.
What Texas Built Buyers Say About The Experience
Paraphrased from public Google reviews.
A recent buyer praises the communication and customer service, and has since sent family members to Texas Built to shop for a home of their own.
Shark S. · Home Purchase · GoogleTheir salesperson knew every home on the lot, kept them updated throughout, and made the process easier than they expected.
Harley C. · Home Purchase · GoogleAfter a bad experience elsewhere, this family says Texas Built turned things around, and the service team stayed patient on post-delivery items.
Jodie M. · Purchase And Service · GoogleA couple buying their first home says they were walked through each step, never pressured, and left confident in every decision.
Dylan L. · First Home · GoogleA couple downsizing into a Deer Valley home from the Schulenburg lot credits a salesperson who kept his word and a setup crew that worked late to finish.
Lonneda A. · Deer Valley Home · GoogleA Hill Country second home buyer says the office handled every detail and the setup crew was a pleasure to work with.
Brandon Y. · Second Home · GoogleMeet Justin Burri, The Banker Assigned To Texas Built Mobile Homes Buyers
Justin Burri
Top Rated® Vice President
BuildBuyRefi.com, powered by The Federal Savings Bank | NMLS ID# 1828297
Justin Burri is a Vice President with BuildBuyRefi.com, powered by The Federal Savings Bank, lending in all 50 states. His bank biography notes that he has helped hundreds of veterans buy their first homes and helps train newer loan officers. His Factory Built Housing designation fits the Texas Built lineup, and Veteran Lending covers VA construction with up to 100% financing.
For Texas Built buyers, Justin handles the budget before you choose a floor plan, mortgage versus chattel, which construction structure fits, land equity, and draws timed to delivery and setup. Read Justin's full bio.
Check Your Eligibility To Buy Or Build With Texas Built Mobile Homes
A few questions, no credit pull, no Social Security number, and no obligation. Your answers go to Justin Burri and to Texas Built Mobile Homes.
Schedule A Call With Justin Burri
Bring your land details (location, acreage, and any loan on it), the model you like, and Texas Built's site inspection if you have one.
Frequently Asked Questions About Texas Built Mobile Homes And Financing
What buyers ask most before financing a manufactured, modular, or barndominium home from Texas Built.
Where is Texas Built Mobile Homes and where do they deliver?
The Seguin Super Center is at 6245 I-10 Frontage Rd, Seguin, TX 78155, one of 11 locations in the America's Factory Built Homes group across Texas, Oklahoma, and Florida. From Seguin, Texas Built delivers and sets up homes statewide, including San Antonio, Austin, New Braunfels, San Marcos, and Houston, plus New Mexico, Oklahoma, Arkansas, Louisiana, and Arizona. Our lending covers all 50 states.
Can I finance a Texas Built manufactured home on my own land?
Yes, when the home is permanently affixed to a foundation on land you own or buy at closing and converted to real property under ALTA 7.1. The home, site work, foundation, delivery, and setup are financed together as a construction loan. Manufactured homes cannot be financed as investment property.
How is a modular home financed differently from a manufactured home?
Manufactured homes follow the federal HUD code and must be affixed and converted to real property. Modular homes follow state and local building codes, so we finance them exactly like site-built homes, including as second homes or investments. Texas Built says many plans can be ordered either way.
Can I finance a park model, tiny home, or a home on land I do not own?
Units of 400 square feet or more, permanently affixed on land you own, can qualify for our mortgage programs. Smaller units, homes on leased or family land, and homes in 55+ communities may fit chattel financing or need special approval, case by case. Used homes that must be relocated are not financed.
Is zero down possible on a Texas Built home?
In qualifying scenarios, yes. Veterans with full entitlement can finance up to 100% through VA construction. Other buyers reach zero down when land equity, from land owned or bought at closing, is enough to cover the down payment.
What credit score do I need?
640 for Conventional, FHA, and VA construction. ITIN construction starts at 680, jumbo at 720, and investment construction on modular homes at 680 to 700 depending on loan-to-value.
Which is better for a dealer home: One-Time Close, Two-Time Close, or Hybrid?
One-Time Close locks permanent terms at the start with one closing. Two-Time Close sets the rate after the home is finished. Our Hybrid Construction Loan prepares both document sets up front for a single-close feel with one set of fees, while the rate stays open until completion. Justin can compare all three on your home.
Can I add a second home or ADU without refinancing?
Yes. Our 2nd Mortgage Construction-to-Permanent loan funds a second home, ADU, or workshop, then converts to a fixed-rate, closed-end second lien. Your first mortgage and its rate are untouched, and every project is reviewed case by case with no set maximum.
What does Texas Built being a registered dealer change for me?
Lenders vet a dealer before funding its homes, and many dealers resist repeating that paperwork for each new lender. Texas Built finished that vetting with our bank, so only your approval remains, which improves and speeds up the closing process.
Contact Texas Built Mobile Homes In Seguin
Visit the Seguin Super Center to walk the homes, or start with the financing first.
Texas Built Mobile Homes, Seguin Super Center
General Manager: Taylor Brannen
6245 I-10 Frontage Rd
Seguin, TX 78155
Office: 830-888-9701
Email: sales@texasbuiltseguin.com
Websites: texasbuiltseguin.com · texasbuiltmobilehomes.com
License: TDHCA #MHDRET037146
Justin Burri
Top Rated® Vice President
BuildBuyRefi.com, powered by The Federal Savings Bank
NMLS ID# 1828297
The Federal Savings Bank, NMLS #411500. FDIC insured, veteran owned, federally chartered, and licensed in all 50 states.
Use the form or calendar on this page to be assigned to Justin.
Other Texas Locations
- Burkburnett: 1110 S Red River Expy, Burkburnett, TX 76354 · (940) 367-2779
- Graham: 1000 Hwy 380 Bypass, Graham, TX 76450 · (940) 800-1946
- Huntsville: 688 State Hwy 75 N, Huntsville, TX 77320 · (936) 291-1300
- Odessa: 6701 E Interstate 20, Odessa, TX 79762 · (432) 225-0331
- Rosenberg: 2410 1st St, Rosenberg, TX 77471 · (281) 749-5550
- Schulenburg: 371 Interstate 10 Frontage Rd, Schulenburg, TX 78956 · (979) 330-4663
- South San Antonio: 15971 I-35 Frontage Rd, Moore, TX 78057 · (210) 469-6030
Oklahoma And Florida Locations
America's Factory Built Homes is the group behind Texas Built Mobile Homes and Timber Creek Homes of SWFL.
- Ada, OK (America's Factory Built Homes): 13142 OK-3W, Ada, OK 74820 · (580) 332-8979
- Oklahoma City, OK (America's Factory Built Homes): 6100 S Shields Blvd, Oklahoma City, OK 73149 · (405) 631-3653
- Punta Gorda, FL (Timber Creek Homes of SWFL): 11311 S Tamiami Trl, Punta Gorda, FL 33955 · (941) 205-8174
One Local Team, Start To Move-In
Eleven group locations, nine brands in Seguin, an in-house delivery and setup crew, free site inspections, and a service team that stays after the home is set. Texas Built handles the home and the land, and Justin Burri handles the financing.
Where Texas Built Mobile Homes Delivers And Sets Up Homes
From Seguin, Texas Built delivers and sets up homes across Texas, from the Hill Country to the Gulf Coast and the Rio Grande Valley, and in five surrounding states. Its Seguin site lists these 12 Texas cities.
Texas Cities Served From Seguin
States Served
For buyers searching for mobile home dealers near San Antonio, manufactured homes for sale in Seguin or New Braunfels, modular homes near Austin, or a barndominium home in Texas with financing attached, this is the Texas Built service area.
BuildBuyRefi.com lends in all 50 states, so financing follows the home wherever Texas Built delivers.
More Registered Builders And Dealers
Texas Built Mobile Homes is one of nearly 2,000 builders and dealers registered with our bank.
Financing Resources
As Seen In
