Build With Timber Ridge Builders Using Up To 100% Financing & *$50K Extra From BuildBuyRefi
Custom Ranch, Split-Level, and Two-Story Homes Across Missouri, Backed by a Direct Lender
Custom Ranch, Split-Level, and Two-Story Homes Across Missouri, Backed by a Direct Lender
Timber Ridge Builders crafts custom ranch, split-level, and two-story homes across Missouri, and BuildBuyRefi.com is the direct lender to finance yours. Timber Ridge is already registered with us, which clears the builder-approval step that slows most construction loans and can move your closing 30+ days faster.
As a direct, FDIC-insured lender, we offer one of the widest ranges of construction options from a single source: One-Time Close, Two-Time Close, Hybrid, and zero-and-low-down construction and renovation loans across 14+ property styles in all 50 states. Qualified borrowers can access up to 100% financing, plus up to *$50,000 extra before, at, or after closing.
We underwrite, fund, and draw-manage in-house, so the only approval left is yours.
Embark on your home-building journey in Boone County, Missouri, with Timber Ridge Builders, Inc., where every nail, beam, and blueprint is a step towards your dream home in the heart of Missouri. They’re renowned for exceptional craftsmanship and commitment to creating the perfect living spaces.
Led by Don Howser, a veteran with a deep-rooted history in central Missouri, Timber Ridge stands out as a veteran-owned business dedicated to excellence. In exclusive partnership with BuildBuyRefi.com and your trusted banker, Bobby Atkisson, they're bringing unparalleled financing solutions directly to you.
Headquartered in Columbia, Missouri, Timber Ridge Builders has been transforming visions into reality since 2005, specializing in fine custom homes throughout Boone County, Callaway County, and Cole County, Missouri. Their mission is to provide an unmatched home buying experience, delivering residences that not only meet but exceed your expectations. The Timber Ridge veteran-led team brings a blend of discipline, precision, and a touch of magic to each project, promising homes that are as sturdy as they are stunning.
Together with BuildBuyRefi.com, powered by The Federal Savings Bank, Timber Ridge Builders introduces innovative financing options, including zero-down and Conventional, FHA, VA, and USDA One-time Close Construction Loans. This collaboration ensures a seamless and supportive journey to homeownership, all under the expert guidance of Bobby Atkisson, a top Vice President in Construction Lending renowned for his skill in fostering builder and customer relationships.
Discover the difference with Timber Ridge Builders, where veteran leadership, decades of experience, and a customer-first approach unite to bring your dream home to life. Partnered with the expertise of Bobby Atkisson at BuildBuyRefi.com, your path to a custom-built home in Boone County is clear and supported every step of the way.
Website: Timber Ridge Builders, Inc.
Phone: (573) 449-8300
Address: 4964 Bethel St., Columbia, Missouri 65203
With Timber Ridge Builders and BuildBuyRefi.com, your dream home isn't just a plan—it's a promise.
Veteran-Owned and Operated: With a legacy rooted in service, our leadership team, including U.S. Marine Corp veteran Darryl Akery, is committed to the highest standards of integrity and excellence.
Decades of Experience: Our directors and superintendents boast nearly 2,000 collective home builds, offering unparalleled expertise and a deep understanding of the Missouri housing market.
Comprehensive Services: From land acquisition and community development to custom home construction, Timber Ridge Builders offers a holistic approach to creating your dream home.
Customer-Centric Process: We prioritize your satisfaction, employing safe, cost-effective practices and ensuring transparent communication through every step of your home-building journey.
Master Craftsmen: With nearly two millennia of combined home-building experience, our seasoned team is the backbone of our promise to you.
Holistic Harmony: From the first sketch to the final stroke of paint, our all-encompassing approach ensures a seamless journey to your dream home.
The Customer's Compass: We navigate the seas of construction with you at the helm, ensuring your voice is the loudest in every decision.
Their commitment to quality and customer satisfaction is echoed in the experiences of those who have chosen Timber Ridge Builders for their home construction needs, and their legacy is written in the words of those they’ve had the privilege to serve:
"Approachable and courteous, Timber Ridge Builders made my home-building journey a pleasure. Timber Ridge Builders didn't just build my house—they built my forever home." – Jim F.
"Exhausting every resource, Timber Ridge ensured our complete satisfaction, listening closely to our needs and respecting our budget. Their dedication turned our dream into a masterpiece of a home." – John R.
"Timber Ridge didn’t stop working for me until I was completely satisfied with my new home. Excellence is Timber Ridge's middle name, and customer satisfaction is their game." – Michelle A.
"Allowing us to move in prior to closing, Timber Ridge demonstrated unparalleled dedication to our satisfaction. They didn't just hand over the keys; they opened the door to our future." – Crystal C.
VETERAN LENDING SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST | VA RENOVATION SPECIALIST
Embarking on the journey to custom home ownership is streamlined with the expert guidance of Bobby Atkisson, a Top Rated® Senior Vice President & LPO Manager at The Federal Savings Bank. With a robust background in finance and real estate, coupled with over 20 years of experience in the mortgage industry, Bobby Atkisson brings unparalleled expertise on all home financing types to the table. His partnership with Timber Ridge Builders, known for their fine custom homes in Columbia, Missouri, ensures a seamless, end-to-end service for aspiring homeowners.
When choosing a lender to finance your construction build, you’ll love the vision, care, and attention to detail that Bobby brings to all of his clients. His expertise in Construction and Renovation structuring is unparalleled in this industry and he can’t wait to help you with your new custom home build.
When partnering with Timber Ridge Builders, clients gain access to Bobby Atkisson’s extensive suite of financing options, ensuring a tailored fit for every construction dream:
Comprehensive Financing Options: Bobby offers a range of solutions, from One-Time, Hybrid, Two-Time Close, and Jumbo Construction Loans to Conventional, FHA, USDA, VA, and FNMA HomeStyle loans, addressing diverse needs and preferences.
Strategic Financial Planning: Bobby excels in structuring loans that align with clients' short and long-term financial goals, providing personalized service that reflects the vision, care, and attention to detail he brings to all of his clients.
Expertise in Land Acquisition and Financing: His network and know-how facilitate the search and financing of the perfect land, with considerations for using land equity towards down payment requirements.
Nationwide Service with a Personal Touch: Bobby’s capability to close loans across all 50 states, coupled with his knowledge of a wide array of loan programs, provides unmatched convenience and versatility.
Choosing Bobby Atkisson not only means expert loan structuring but also access to exclusive benefits designed to enhance the home-building experience:
Up to $50,000 Extra: Enhance your new home, consolidate debt, or create your dream office space, the choice is yours!
Real Estate Agent Fee Discounts: Enjoy significant savings (Up to 30%) off your agent commissions when buying or selling, exclusively with our preferred agents.
When choosing a lender to finance your construction build, Bobby’s unparalleled expertise in construction and renovation structuring shines through. He eagerly awaits the opportunity to assist with your custom home build.
To embark on your construction financing journey with confidence and clarity, reach out to Bobby Atkisson and discover how your dream home with Timber Ridge Builders can become a reality.
Be sure to check your eligibility today to see how much you qualify for.
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.
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