BuildBuyRefi Home Loan Education & Resource Center
Your complete guide to construction loans, home buying, renovation financing, and mortgage programs, written by the team at BuildBuyRefi, powered by The Federal Savings Bank.
Whether you're building from the ground up, buying your first home, pulling cash out, or exploring manufactured or VA loan programs, the right information changes everything. This resource center brings together every guide, program overview, and educational article published by BuildBuyRefi, organized by topic so you can find exactly what you need.
Our mortgage bankers and executive team operate in all 50 states, and every page here reflects the programs we actually offer. Bookmark this page and check back regularly as we continue adding new guides, program updates, and content built around the questions borrowers ask most.
Use the categories below to jump to the topic that matches where you are in your home loan journey. Each link opens a full guide written by our team.
Buying & Borrower Guides
Whether you're a first-time buyer, a self-employed borrower, or someone navigating a non-traditional path to homeownership, these guides are written to help you understand your options before you apply. From ITIN loans to foreclosure purchases, we cover the borrower situations most lenders won't touch.
Construction Loans: Guides & Programs
Building a home is one of the most complex financial decisions you'll make, and the right preparation changes everything. These guides cover both sides of construction lending: the practical realities of the building process, including what can go wrong, how timelines work, what different home styles require, and how to set your project up for a clean close, as well as the program-specific differences between FHA, VA, and other construction loan options so you can match your situation to the right loan before talking to a banker. Start here if you're new to construction financing.
Loan Program Guides
From purchase and cash out to renovation, manufactured, jumbo, and VA loans, these are the core program guides for everything BuildBuyRefi offers. If you're trying to understand what a specific loan type covers and whether it fits your situation, start here.
Reference & Tools
Quick-access tools and reference pages for borrowers at any stage. Use the mortgage calculator to estimate payments, look up loan limits by county, or dig into our mortgage glossary when you run into terms you want to understand before your next conversation with a banker.
Rules, Regulations & Zoning
Before you break ground, you need to understand what the land allows. This section covers the permit process, zoning classifications, building codes, and the regulatory layer that sits between your plans and your construction loan draw schedule.
Special Programs & Savings
BuildBuyRefi offers a handful of programs you won't find at most lenders — including in-house down payment assistance, real estate commission savings, and VA manufactured home financing through our VANationwide platform. These pages explain how each one works and who qualifies.
Ready To Take The Next Step?
Reading through our guides is a great start. When you're ready to move from research to action, our team is here to help you figure out exactly which program fits your situation before you ever fill out an application.
Use our Mortgage Calculator to estimate what your payment might look like, check your County Loan Limits to see what you can borrow in your area, or jump straight to our Check Eligibility page for a soft pull that won't affect your credit.
If your scenario is more complex, such as building from scratch, dealing with unusual income, or working with a non-standard property type, our Mortgage Scenario Review page lets you connect directly with a senior banker before you commit to anything.
Want to put a face to the team behind these guides? Visit our Meet the Team page to see who handles which programs and book a call directly with the banker that fits your loan type best.
We add new guides and update existing pages regularly. Bookmark this page and check back as programs evolve, loan limits change, and new content goes live.
