Blue Ridge Custom & Log Homes: Mastercrafting Log, SIP and Timber Frame Homes In North Carolina
Explore Zero & Low-Down Payment Log, Timber, and SIP Hybrid Home Loans and Access Up To *$50,000 Extra
Explore Zero & Low-Down Payment Log, Timber, and SIP Hybrid Home Loans and Access Up To *$50,000 Extra
Blue Ridge Custom & Log Homes is a premier registered builder with BuildBuyRefi.com, offering tailor-made log, timber frame, hybrid, and SIP homes across Wilkes County and the surrounding regions of the North Carolina Blue Ridge Mountains. Whether you’re dreaming of a rustic retreat or a modern mountain home, this builder brings decades of knowledge, unmatched craftsmanship, and a genuine commitment to energy efficiency and sustainability.
As an Independent Dealer for Honest Abe Log Homes, every home delivered by Blue Ridge Custom and Log Homes is built from the ground up using kiln-dried Eastern White Pine, chosen for its stability and long-lasting durability. These kiln-dried logs minimize settling and maximize structural integrity. Combined with a wide variety of log profiles and finishing options, each build is highly customizable, allowing you to choose the exact exterior aesthetic you envision.
You’ll also benefit from the Honest Abe Honest Value Guarantee, which ensures competitive package pricing. If you find a better value for a comparable package, they’ll match or beat it.
Behind the scenes, the precision of the manufacturing process shows. Honest Abe's facilities pre-fit every log and SIP panel to minimize errors and expedite on-site construction.
Blue Ridge Custom & Log Homes proudly offers the Southern TimberCraft line—a custom solution that combines heavy timber design elements with cutting-edge Structural Insulated Panels (SIPs). These SIPs are manufactured just down the road from Honest Abe’s national headquarters and have been recognized as a Zero Energy Ready Home (ZERH) product by the U.S. Department of Energy.
Benefits of their SIP construction include:
R-26 to R-40 wall ratings at 4.5–6.5” thickness
Class 1 fire rating, no VOCs, and unmatched indoor air quality
2–3x stronger than traditional framing
Faster build timelines with precision-milled, pre-inspected panels
By blending these panels with timber elements, stone, stucco, or other siding options, clients can design homes that are both beautiful and performance-driven.
All homes offered by Blue Ridge Custom and Log Homes are designed and manufactured in the USA by a family-owned company that has been operating since 1979. Their manufacturer, Honest Abe Log Homes, is committed to:
Green building practices
Responsible timber sourcing
Reduced construction waste
Even their kiln-drying process ensures tight joints, minimal shrinkage, and long-term durability.
These eco-conscious efforts align with homeowners who want to live beautifully and responsibly.
There’s more to these homes than just good looks. Behind every Blue Ridge build is a set of practical, powerful reasons to go custom, with natural materials, precision engineering, and a lifetime of benefits baked in.
Wood isn’t just beautiful—it’s smart. The thermal mass of solid wood helps your home:
Stay cool in the heat and warm in the cold
Naturally regulate indoor temps
Lower your energy bills, season after season
Pair that with the SIP system and you’ve got a structure that’s airtight, insulated like a pro, and built to outperform.
Blue Ridge builds with intention. Every home comes from renewable timber, responsibly sourced, kiln-dried, and milled with care. The result? A construction method with a softer footprint:
Less waste
Energy-conscious production
Homes that honor the land they’re built on
You’re not just living close to nature—you’re living in alignment with it.
Modern homes are packed with chemicals. Not here. Natural wood interiors support better air quality, regulate humidity, and reduce the off-gassing commonly found in synthetic materials. The result? A home that breathes easy—just like you will.
There’s a calm that comes with a log or timber home. Thick walls act as a sound barrier, muting outdoor noise and keeping your interior peaceful. Whether you’re listening to birds outside or enjoying total silence inside, your space feels like a true retreat.
Timber may seem rustic, but don’t let that fool you. These homes are built to last. Dense wood structures and SIP panels offer:
Greater fire resistance (logs char rather than burn through)
2–3x the strength of stick framing
Exceptional durability across decades
When storms come—and they do—you’ll be glad your home is built like a fortress.
Fads come and go. A handcrafted log or timber frame home stands the test of time through generations. It’s a statement piece. A sanctuary. And often, a long-term investment that grows in value, beauty, and meaning with time.
Floor plans are free when purchasing a home package through Blue Ridge. Whether you begin with one of Honest Abe’s award-winning in-house designs, choose from customer-created plans, or submit your own sketched concept, the result is the same: a fully tailored home that reflects your personal lifestyle and design preferences.
Clients can:
Select from dozens of existing log and timber frame floor plans
Modify plans with in-house designers or bring their own custom concept
Explore designs that have started as napkin sketches and become real homes
Their floor plan process also includes educational tools and even free online webinars, hosted in partnership with Log Home Living and Honest Abe.
Every element, from log profile to roof type, is discussed during the process. Exposed timber elements, vaulted ceilings, and custom porches bring warmth and personal flair to every home.
What sets Blue Ridge apart is more than just the homes they build—it’s the level of guidance they provide along the way:
Land Acquisition Support: Assistance identifying suitable plots, including partnerships with Chestnut Mountain Farms and Mossy Oak Properties.
Site Prep & Foundation Services: Land clearing, grading, and preparing for construction.
Interior Design Guidance: Help selecting finishes, layouts, and room styles to match your vision.
Builder’s Risk Insurance Guidance: Recommendations to protect your investment during the build.
Homeowner Preparation Guide: From understanding material deliveries to roles during each build phase, you’re never left guessing.
They make complex steps feel approachable, with a real person walking you through what matters.
Falling in love with a Blue Ridge Custom log, timber frame, hybrid, or SIP home? We get it—it’s more than just a house. It’s your forever place, built with purpose. That’s why financing shouldn’t be complicated or out of reach.
As a registered builder with BuildBuyRefi.com, Blue Ridge Custom and Log Homes clients gain access to exclusive, flexible construction loans through Pamela Childress, Blue Ridge’s trusted mortgage loan partner. Whether you're building on land you already own or rolling everything into one package, we make it possible.
Eligible borrowers can also access up to $50,000 in extra funds—either before or at closing. Use it to:
Furnish your new space
Add custom features or outdoor elements
Set aside reserves to strengthen your financial profile
We’re not just financing a project—we’re helping you shape a lifestyle that reflects your values, your family, and your future.
At BuildBuyRefi.com, we recognize that financing a custom Blue Ridge log, timber frame, or SIP home requires more tailored solutions than standard mortgages. That’s why, as a registered builder with us, Blue Ridge Custom & Log Homes customers have access to a full range of loan options:
One-Time and Two-Time Close Construction Loans
One-Time Close combines construction and permanent financing into a single loan and closing—simplifying the process and reducing costs.
Two-Time Close involves separate loans for construction and permanent financing, offering flexibility but requiring two closings.
FHA, VA, and Conventional Construction Loans
FHA: Lower down payments and relaxed credit requirements.
VA: Eligible veterans may secure 100% financing with no private mortgage insurance.
Conventional: Offers flexible terms and options for investment or second homes.
ITIN & Portfolio Construction Loans
ITIN Loans: Designed for borrowers without Social Security numbers, offering viable financing routes.
Portfolio Loans: Kept in-house rather than sold on the secondary market—offering customized underwriting and terms.
Jumbo Construction Loans
Ideal for high-end or large custom homes exceeding standard loan limits.
Delivers flexibility in terms, rates, and project scope.
Land & Home Packages
Seamlessly combine land acquisition and home construction in one plan—streamlining the financing and planning process.
Build Smarter. Finish Stronger.
As a registered builder with BuildBuyRefi.com, clients of Blue Ridge Custom & Log Homes unlock access to unique benefits designed specifically for custom log, timber frame, and SIP home construction.
Qualified borrowers can access up to *$50,000 in additional loan funds—before or at closing. These funds can be used for enhanced finishes, specialty design features, furniture, or anything that brings your custom home to life exactly the way you imagined.
When purchasing land or selling a current property, you can take advantage of exclusive savings through our national network of preferred real estate agents. Savings are offered as a closing cost credit and are available nationwide, helping you keep more of your budget focused on the build.
While your dream home is in planning or construction, you can grow your funds using high-yield CD products through our FDIC-insured, veteran-owned bank. It's a smart way to set aside cash for future additions, outdoor enhancements, or unexpected upgrades during your build.
Custom Financing Options tailored for log and timber builds
Fast Eligibility Pre-Check—no commitment required
Consultations with Log Home Financing Experts
A Financial Blueprint Built Around Your Floor Plan & Land Goals
With over 13 in-house construction loan programs and a commitment to supporting heritage-style building, BuildBuyRefi.com makes the process of building with Blue Ridge Custom & Log Homes smoother, smarter, and fully aligned with your long-term goals.
Once you submit your information, Pamela Childress, a Top Rated® Construction Mortgage Banker on our team, will share program details, rates, and eligibility requirements and guide you through your next steps.
You must complete the eligibility or calendar form on this page to be assigned to Pamela Childress, serving Blue Ridge Custom.
Book a one-on-one consultation with Pamela Childress, proudly serving our Blue Ridge Custom & Log Homes registered builder relationship.
You must complete the eligibility or calendar forms on this page to be assigned to Pamela and the Blue Ridge Custom team.
No. Many of Blue Ridge Custom clients begin the planning process before securing land. Blue Ridge Custom & Log Homes can help identify suitable properties through trusted real estate partners while simultaneously designing your home. This gives you a head start without having to wait.
Blue Ridge specializes in custom log homes, timber frame structures, SIP (Structural Insulated Panel) hybrids, and traditional stick-built options. Each style can be tailored to match your lifestyle, property needs, and architectural preferences.
Every home is custom-designed. While you may begin with a pre-existing floor plan from Honest Abe Log Homes or past customer creations, all plans are fully modifiable—or you can submit your own unique layout. The final design reflects your personal vision from layout to finishing details.
Build times vary based on style, size, and complexity. SIP and pre-fit timber components often accelerate the timeline compared to traditional builds. Our team walks you through the expected timeline based on your specific project and coordinates with your builder every step of the way. While each project is unique, most Blue Ridge Custom homes are completed within 6-9 months after foundation work begins. For larger projects requiring a jumbo log home loan, BuildBuyRefi.com allows for 12-18 month build times.
Minor adjustments may be possible early in the construction phase, depending on the build stage and materials already ordered. However, our comprehensive design process is intended to finalize every detail up front, helping avoid costly change orders and delays.
Properly sealed and maintained log homes can last for generations. Honest Abe’s kiln-dried logs reduce settling and shrinkage. We guide all clients through best practices for stain application, weather sealing, and regular inspections to ensure long-term performance.
Absolutely. Blue Ridge homes can include SIP construction, Energy Star-rated systems, and other sustainable upgrades. These not only lower utility bills, but often improve indoor comfort and long-term property value.
Yes. Through BuildBuyRefi.com, clients of Blue Ridge Custom & Log Homes have access to over 13 different construction loan programs, including up to 100% financing on qualified One-Time and Two-Time Close loans across FHA, VA, Conventional, Jumbo, ITIN, and Portfolio options. Additionally, if you have your land already with equity, this equity can be applied towards down payment.
Yes, Build Buy Refi offers VA Log Home Loans up to 100% available for eligible veterans, offering favorable terms for log and timber frame construction, as well as hybrid, SIP, barndominium, and many other styles.
This option combines construction financing and land financing into the first loan under specific terms, and the second loan is the final financing to a more permanent option. If choosing a VA or FHA option, it's as simple as a streamline refinance requiring no appraisal or income documents to get you into the lowest rate available.
Yes, Blue Ridge Custom & Log Homes can assist with land and home packages, and financing options are available through BuildBuyRefi.com to include land purchase in your loan. Blue Ridge also has land available in a few of their communities, you can inquire with them directly.
Qualified borrowers can access additional funds for expenses like furnishings, landscaping, or debt consolidation, enhancing their new Blue Ridge Custom and Log Home experience. Some borrowers have even bought a second property like a tiny home for an office or AirBNB rental.
From timeless log homes to SIP hybrid builds designed for energy savings and mountain performance, Blue Ridge Custom & Log Homes is here to bring your vision to life—your land, your layout, your way. With a transparent process, local insight, and award-winning design options backed by Honest Abe Log Homes, the journey to your custom home starts with trust and ends in craftsmanship.
For personalized financing support, expert plan guidance, and builder-approved options, connect with Pamela Childress, Senior Mortgage Banker with BuildBuyRefi.com. Together, we’ll make sure your future home reflects not just your style, but your story.
THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.
*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.
*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.
*Messaging and Data Rates May Apply.
*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.
*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.
*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.
REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.
†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.
©2018-2025 Build Buy Refi & BuildBuyRefi.com - Do not copy. All rights reserved.
Member FDIC. Equal Housing Lender NMLS# 411500 | A+ Better Business Bureau Rating