Introduction To The Registered Dealer

Homerun Building Supply, a registered builder of BuildBuyRefi.com, supplying steel and wood building kits nationwide.

Steel kit homes are a specialty build many lenders will not touch, but BuildBuyRefi.com finances them as a direct, FDIC-insured lender. Homerun Building Supply is already registered with us, which clears the builder-approval step that slows most construction loans and can move your closing 30+ days faster.

We offer one of the widest ranges of construction options from a single source: One-Time Close, Two-Time Close, Hybrid, and zero-and-low-down construction and renovation loans across 14+ property styles in all 50 states.

Qualified borrowers can access up to 100% financing plus up to *$50,000 extra before, at, or after closing. We underwrite, fund, appraise, and draw-manage in-house, by a team that understands how steel-frame construction is built and valued.

A Nationwide Kit Supplier Built On Transparent Pricing And American Steel

Homerun Building Supply launched in 2026 with a direct premise: the path to a home does not have to run through inflated pricing and vague timelines. The company supplies American-made steel and wood-framed building kits and pairs each buyer with a builder from a vetted contractor network that covers every major region of the country. The result is a quote that holds, a delivery window that is honored, and a structure engineered around the buyer's exact footprint, local codes, and foundation.

The company's range is broad. Wood-framed house kits ship as a complete framing package: wall panels, engineered roof trusses, sheathing, metal roofing and siding, windows, doors, and the hardware to assemble it, with 49 pre-engineered residential floor plans from roughly 500 to 3,500 square feet. Red iron steel kits use pre-engineered I-beam framing with clear spans up to 120 feet for larger barndominiums and agricultural or commercial structures. Cold-pressed 12-gauge tubular kits serve garages, workshops, and smaller barndominiums up to 40 feet wide at a lower price point. A factory-built modular line is on the way.

What sets the company apart is consistency in three places buyers feel most: 100% American steel rather than thinned import grades, a 40-year structural warranty paired with a one-year labor warranty, and a fixed itemized quote with no surprise fees on delivery.

What Homerun Building Supply Offers New Barndo & Kit Home Buyers

Homerun's catalog spans five product lines from one supplier, and the residential side is where a BuildBuyRefi construction loan fits.

Wood-framed house kits give buyers the fastest route from a bare lot to a framed, dried-in home, with stamped engineering ready for permitting and 49 floor plans covering everything from compact cabins to four-bedroom family homes. Red iron and tubular steel kits support steel-frame homes and barndominiums, combining open-span living space with the durability of commercial-grade steel. Buyers can upgrade with 2x6 framing, insulation packages, board-and-batten or stone wainscot exteriors, porch packages, dormers, and added garage bays, each priced line by line so the number is clear before anything is ordered.

A Note On What BuildBuyRefi Can And Cannot Finance

Our construction loan programs finance a completed home built by a licensed, approved builder on land the borrower owns or is purchasing at closing. For a kit home or barndominium, that means the structure is erected and finished by a builder from Homerun's network. Self-build, owner-as-general-contractor, and relative-built projects are not eligible under any of our programs.

Here is the part most lenders cannot match: when we finance your home loan, additional structures and projects can be folded in alongside it. A detached workshop, a pole barn, a carport, a garage, or other site improvements can be funded through the up to *$50,000 in additional consumer loan funds available before, at, or after closing, so a single relationship can cover more than the home itself. If your plan is a finished kit home, steel home, or barndominium on land you own, built by an approved contractor, you are in the right place, and the extras can come with it.

How The Homerun Building Supply Process Works

Homerun runs a structured intake designed to remove guesswork:

Project Intake. A short set of questions about the build, footprint, and ZIP routes the buyer to an assigned specialist.

Specialist Review. Within 24 hours, the specialist reviews the specs, matches the project to the right builder in the network, and schedules a call. This is the stage where connecting with your BuildBuyRefi banker matters most, so the financing is lined up alongside the build.

Custom Plan. The buyer receives a detailed plan with specs, pricing, timeline, and builder information, itemized with no hidden fees.

Build. The builder is scheduled, delivery is coordinated, and the structure goes up. Some steel shops are standing in as little as two days, and a wood-framed shell can be enclosed in under a week.

Because the components are pre-engineered and shipped as a complete package, this path is often faster and more predictable than conventional from-scratch site building, with tighter cost control and fewer delays.

Up To 100% Construction Financing Nationwide With BuildBuyRefi.com

Choosing a Homerun kit is only part of the picture. The financing has to match the build, and that is where working with a direct construction lender changes the outcome. Buyers building with a Homerun-network contractor can access specialized construction loan programs through Bobby Atkisson, Top Rated® Sr. Vice President and LPO Manager, BuildBuyRefi.com, powered by The Federal Savings Bank, NMLS #28045. Bobby is the preferred lender for Homerun Building Supply and finances nationwide.

Available structures include:

One-Time Close Construction Loans. Combine the construction and permanent financing into a single closing, with no re-qualification once the home is complete.

Two-Time Close Construction Loans. Close the construction and permanent phases separately, which lets you address the permanent rate near completion.

The Hybrid Construction Loan. An in-house structure that prepares both sets of loan documents upfront, so the build operates like a single-close experience while keeping the permanent rate flexible through completion. The Hybrid is also eligible for VA and FHA streamline refinancing on the permanent loan in qualifying scenarios. No broker or correspondent can replicate it, because it requires in-house origination, underwriting, and draw management.

For eligible veterans and their spouses, our VA construction programs offer up to 100% financing with no mortgage insurance, delivered through the Hybrid and Two-Time Close structures. The VA funding fee is assessed on the permanent end loan, not during construction, and VA IRRRL streamline eligibility applies to qualifying permanent loans.

Our in-house program suite runs deep beyond the standard options:

Conventional, FHA, VA, and Portfolio construction loans with a 640 minimum middle credit score. Jumbo construction up to $4.5 million for high-value steel and custom kit builds. ITIN construction loans for borrowers who file taxes with an Individual Taxpayer Identification Number, a program offered by very few direct lenders. Second home and investment property construction, programs most lenders do not extend to ground-up builds at all.

Land you already own can be applied toward your down payment. If the land carries a balance, it can be paid off and rolled into the loan. For barndominium and steel-frame builds specifically, our programs finance metal-frame and barndominium homes as permanent residential construction on owned land with proper zoning, foundation, and permitting, and our team carries the appraiser and program familiarity these builds require.

What A Direct Lender Means For Your Homerun Loan

There is a real difference between a company that advertises construction loans and a federally chartered bank that originates, underwrites, funds, and draw-manages them in-house. BuildBuyRefi is a division of The Federal Savings Bank, an FDIC-insured, veteran-owned direct lender operating in all 50 states, with a registered builder network approaching 2,000 contractors nationwide.

Many companies advertising construction financing are brokers or correspondents. They place your file with a wholesale investor or sell your loan immediately after closing, and the team you applied with is no longer managing your draws, inspections, or timeline once the ink dries. Those arrangements frequently carry administrative and processing fees layered on top of the loan, anywhere from $40,000 to $100,000 or more depending on size. Those fees do not build anything. Worse, they inflate the loan amount past what the completed home appraises for, which creates a cash gap at closing that buyers did not see coming.

We charge no administrative fees on our construction programs. The same banker who opens your file stays with you through every phase, including any extension your build timeline requires. Draws are released only after an inspection confirms completed work, so the builder is never paid for work that is not finished. That structure protects you.

Begin Your Custom Kit Home Adventure - Check Your Eligibility Today and Access Up To An Extra *$50,000 Before or at Close!

Meet Bobby Atkisson, Homerun Building Supply’s Preferred Lender & Sr. Vice President Of Construction Lending

Bobby Atkisson is a Top Rated® Sr. Vice President and LPO Manager with BuildBuyRefi.com, powered by The Federal Savings Bank, NMLS #28045. He brings the program depth that steel, barndominium, and kit-home construction on owned land requires, and he finances nationwide alongside Homerun's contractor network.

Powering your build with flexible, accommodating financing, Bobby and our team guide you through a secure and straightforward process so your experience with Homerun Building Supply stays clear from kit order to final inspection.

(Specialist strip: FHA 203K Specialist | FNMA HomeStyle Specialist | Veteran Lending Specialist | New Construction Loan Specialist | Construction Loan Specialist | VA Renovation Specialist)

Check Your Eligibility Today. Once you submit your information, Bobby Atkisson, our Homerun Building Supply preferred banker, will guide you through the steps from start to finish. To be assigned to Bobby, complete the eligibility or calendar forms on this page.

Have Bobby Atkisson Call Me

Exclusive BuildBuyRefi.com Benefits For Homerun Buyers

*Up to $50,000 extra. Qualified borrowers may access up to $50,000 in additional funds before, at, or after closing. Buyers building a Homerun kit often use it to finish out interiors, add a detached garage, workshop, pole barn, or carport, build a driveway or outdoor space, consolidate debt, or strengthen their financial profile heading into the new home.

Up to 30% off real estate commissions. When buying land for your new Homerun build or selling an existing property, qualified borrowers can save up to 30% on listing-side real estate commissions through our participating agent network in all 50 states. The savings are applied as a closing cost credit or toward a rate buy-down.

Low and no down payment options. Depending on your scenario and loan type, you may qualify for low or even no down payment construction financing. VA-eligible borrowers can reach up to 100% financing, and buyers with land equity can often meet down payment requirements without bringing extra cash to closing.

In-house decisions. Builder approval, draw management, and underwriting are handled inside the bank, which keeps your file moving and removes the handoffs that slow other lenders down.

Already Own Your Home? Add An Addition or Separate Structure With Our Exclusive 2nd Mortgage Construction Loans

Not every Homerun project starts from raw land. Many owners want a detached steel workshop, a garage, an ADU outbuilding, or a second metal structure on acreage they already hold, and most of them locked in a low first mortgage rate between 2020 and 2021 that they do not want to give up. A cash-out refinance to fund that work often costs more in lifetime interest than the project itself.

Our 2nd Mortgage Construction-to-Permanent loan solves that. It finances the new structure during construction and converts to a fixed-rate, closed-end second lien at completion. The first mortgage stays in place, the original rate is preserved, and the new build, whether it is a Homerun steel shop, a detached garage, or an ADU outbuilding, is financed as a separate second lien when the approved builder is finished. It is a structure most lenders do not offer.

Schedule A Free Strategy Call With Bobby Atkission

Frequently Asked Questions About Homerun Building Supply Kit And Steel Home Loans

1. Where does Homerun Building Supply operate?

Homerun supplies American-made steel and wood building kits nationwide and matches each project to a builder from its vetted contractor network covering every major region. BuildBuyRefi finances construction in all 50 states, so coverage lines up across the country.

2. What can BuildBuyRefi finance from Homerun's catalog?

We finance completed kit homes, steel-frame homes, and barndominiums built by an approved contractor on land you own or are buying at closing. The home itself is the construction loan, and additional structures such as a detached workshop, pole barn, carport, or garage can be funded through the up to $50,000 in additional consumer loan funds bundled with that loan. Self-build or owner-contracted projects are not eligible under any program.

3. Can I finance the land and the kit home together?

Yes. Land and home financing combines the land purchase and the build into one plan. If you already own the land, that equity can reduce or eliminate your down payment. If the land carries a loan balance, it can be paid off at closing and rolled into the construction loan.

4. What credit score do I need to qualify?

Conventional and FHA construction programs require a 640 minimum middle FICO score. VA construction also starts at 640. ITIN construction requires 680, and Jumbo construction requires 720. Higher scores expand your program options and improve your terms.

5. Are barndominiums and steel-frame homes eligible?

Yes. Barndominiums and metal or steel-frame homes are financed as permanent residential construction when built on owned land with proper zoning, a qualifying foundation, and permitting. Our team carries the appraiser and program familiarity these builds require.

6. Does being a registered builder really make my loan close faster?

Yes. Builders often drag their feet getting approved with a new bank because they do not want to redo financial paperwork, sit through approval calls, or learn another lender's process. Because Homerun is already registered with us, the only approval left is yours, not theirs plus yours. That alone can take 30 to 60 days off the timeline.

7. I already own my home and have a low mortgage rate. Can I still add a structure?

Yes. Our 2nd Mortgage Construction-to-Permanent loan finances a detached workshop, garage, ADU outbuilding, or second structure as a separate fixed-rate second lien at completion, leaving your first mortgage and its rate untouched.

8. How much can I access beyond the build cost?

Qualified borrowers may access up to *$50,000 extra before, at, or after closing, to use for interior finish-out, outdoor improvements, additional structures, debt consolidation, or other needs.

9. How long does a kit home take to build?

Timelines vary by site conditions and permitting, but pre-engineered kits go up quickly. Some steel shops are standing in two days, and a wood-framed shell can be enclosed in under a week, with finish work following from there.

10. Is BuildBuyRefi a direct lender?

Yes. BuildBuyRefi is a division of The Federal Savings Bank, an FDIC-insured, veteran-owned direct lender operating in all 50 states. We originate, underwrite, fund, and draw-manage every construction loan in-house, with no third-party handoffs.

Why Homeowners Choose Homerun Building Supply

Buyers who work with Homerun tend to want a few specific things: a fixed, itemized quote that holds, a delivery window that is honored, American steel rather than import grades, and a builder matched to the job instead of one they have to chase down. Homerun answers that with pre-engineered kits, a 40-year structural warranty, and a vetted contractor network that covers the country. Paired with up to 100% construction financing from BuildBuyRefi, the path from kit order to finished home is clear and affordable.

Contact Homerun Building Supply

Homerun Building Supply 10191 W Rivervalley Rd, Yorktown, IN 47396

Phone: (765) 748-6067

Website: homerunbuildingsupply.com

For construction financing and loan structure, connect with:

Bobby Atkisson, Sr. Vice President and LPO Manager, Top Rated® Banker BuildBuyRefi.com, powered by The Federal Savings Bank, NMLS #411500 (Banker NMLS #28045)

Discover how you can build your dream home. Check your eligibility today or schedule an appointment with our team.

Where Homerun Building Supply Builds

Homerun supplies kits and coordinates builders nationwide through its contractor network. BuildBuyRefi finances steel, kit, modular, manufactured, and site-built construction in all 50 states, so wherever your land sits, the financing follows.

View other builders at our Registered Home Builders page. For other steel, barndominium, and kit builders, you may also want to explore Titan Metal Structures, Evolve Kit Homes, and Next Modular.