Meet Debbie Fumero - Nationwide Banker with BuildBuyRefi.com
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Debbie Fumero

Top Rated® National Mortgage Banker

VETERAN LENDING SPECIALIST | FHA 203K SPECIALIST | VA RENOVATION SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST

NMLS ID# 1898536

With more than two decades of hands-on experience in mortgage operations and lending, Debbie Fumero brings depth, precision, and heart to the BuildBuyRefi.com Home Loans Team. Originally from Southern California and educated at the University of Southern California, Debbie also earned her Certified Manager of Commercial Properties designation, giving her a broad foundation in both residential and commercial real estate strategy.

Over the past 24 years, Debbie has served in nearly every role within the mortgage industry, including processing, management, and quality control. That comprehensive background allows her to anticipate challenges before they arise and guide clients through the lending process with clarity and confidence. Her ability to understand files from every operational angle makes her a steady, reliable advocate for borrowers from application through closing.

Debbie has earned multiple Top Performer awards throughout her career, but what matters most to her is client trust. She approaches every loan as if it were for her own family. Clear communication, consistent follow-through, and unwavering professionalism define her style. Clients appreciate her determination, attention to detail, and commitment to doing things the right way every time.

As part of the BuildBuyRefi.com team, Debbie focuses on delivering smart, personalized home loan solutions that align with each borrower’s financial goals. Whether helping a first-time buyer navigate the process or assisting a seasoned homeowner with a refinance strategy, she remains focused on long-term success, not just transactions.

Debbie now resides in the Texas and Oklahoma region and is a proud mother of two daughters. Outside of lending, she enjoys live sports, especially softball, traveling to new destinations, and experimenting with new recipes in the kitchen. Her military family roots and strong family values continue to shape her disciplined, service-oriented approach to mortgage banking.

Schedule A Strategy Or Follow-Up Call With Debbie Fumero


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THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.

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