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Shawn Townes

Top Rated® Mortgage Banker

NMLS ID# 28045

With over 20 years of mortgage lending experience, Shawn Townes is a nationally respected loan strategist who brings clarity, precision, and heart to every transaction. As part of BuildBuyRefi.com’s Construction, Renovation, and Purchase Division, Shawn serves clients nationwide with a sharp eye for detail and a commitment to achieving results, regardless of the deal's complexity.

Based in Jacksonville, Florida, Shawn’s expertise spans the full spectrum of home lending, including FHA, VA, conventional, jumbo, non-QM, and down payment assistance programs. He specializes in creative financing for self-employed clients, investors, and buyers with unique profiles, structuring loans that align with both immediate needs and long-term goals.

What truly sets Shawn apart is his consistency and service. His exceptional performance is backed by hundreds of five-star reviews on Zillow, where clients consistently praise his on-time closings, proactive communication, and ability to simplify even the most challenging financial decisions. Whether it’s your first home or your tenth investment, Shawn makes the process feel smooth, supported, and successful.

Beyond lending, Shawn is also a mentor and educator, training new loan officers, sharing best practices, and championing financial literacy and first-time buyer education programs. His leadership style is grounded in transparency, trust, and the conviction that every borrower deserves clear guidance and honest advice.

Outside of the office, Shawn enjoys family time, exploring Jacksonville’s cultural scene, and staying active in local sports and community outreach. His clients often describe him as “more than a lender—a lifelong advocate,” and it’s easy to see why. Shawn leads with integrity, listens deeply, and delivers with excellence.

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