Meet Michael Pleasant, Top Rated® National Mortgage Banker with BuildBuyRefi.com
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Michael Pleasant

Top Rated® Mortgage Banker

FNMA HOMESTYLE SPECIALIST | VETERAN LENDING SPECIALIST | FHA 203K SPECIALIST | VA RENOVATION SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST

NMLS ID# 1483750

With more than 20 years of experience in mortgage lending and financial services, Michael Pleasant is a trusted leader in delivering smart, forward-thinking mortgage solutions across all 50 states. As a Top Rated® Mortgage Banker at BuildBuyRefi.com, Michael brings unmatched versatility, a consultative mindset, and a passion for innovation, helping clients finance everything from custom luxury homes and traditional log cabins to 3D-printed homes and large-scale developments.

Michael’s career spans every corner of the lending space, including leadership roles managing origination teams, processors, and operations. This wide lens has equipped him to navigate complex financing scenarios with precision, streamlining every step of the loan process while keeping clients informed and confident from start to finish.

His approach is grounded in real estate strategy, combining deep financial knowledge with a long-term perspective on wealth building. Whether you're a first-time buyer, a seasoned investor, or tackling a one-of-a-kind project, Michael takes the time to understand your full financial picture. His ability to align mortgage solutions with both immediate needs and future goals makes him a go-to resource for borrowers seeking personalized, high-performance lending.

With a focus on digital housing innovation and nationwide lending, Michael continues to lead the charge in redefining what’s possible in the mortgage world, without losing sight of what matters most: trust, service, and results.

Schedule A Strategy or Follow-Up Call With Michael Pleasant


Best Manufactured Home Lender By Investopedia House Icon and Map Of US icon representing loans in 50 states. Better Business Bureau A+ rating logo and Top Mortgage Workplaces by Mortgage Professionals Association Best Overall Construction Lender and Best VA Construction Lender Icons as Rated by Investopedia
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THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.

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