Victor Chan
Top Rated® Mortgage Banker
NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST
NMLS ID# 2121944
Victor Chan brings a diverse background in banking, financial services, mortgage lending and business analysis to the Construction and Renovation Team at BuildBuyRefi.com. His combination of financial knowledge, analytical thinking and hands-on experience with specialized property types allows him to help borrowers navigate both traditional and more complex home financing scenarios with confidence.
A graduate of the University of North Florida with a Bachelor of Business Administration in Business Management, Victor began his financial services career working directly with members of a local credit union. He later expanded his experience into financial services, technology and mortgage lending, developing the problem-solving and communication skills that now shape his approach with every borrower.
Victor brings valuable experience financing manufactured and modular homes, working directly with homebuyers and dealers throughout the lending process. That background gives him an important understanding of system-built housing and the additional coordination these transactions can require. As part of BuildBuyRefi.com's Construction and Renovation Team, Victor applies that experience across manufactured, modular, new construction, renovation and traditional home purchase financing.
His approach starts with understanding the client rather than simply recommending a loan product. Victor takes time to learn what each borrower is trying to accomplish, explain available financing options and identify a path that makes sense for both the property and the client's financial goals.
Clients and industry partners value Victor's responsiveness, attention to detail and consistent communication. He understands that construction and system-built home financing can involve multiple parties, important timelines and specialized requirements. Staying organized and keeping everyone informed are central to the way he manages each transaction from application through closing.
Victor resides in St. Augustine, Florida with his wife, their two children and their dog. Outside of mortgage lending, he enjoys spending time with his family, attending church, traveling and exploring the outdoors. He is also a dedicated Jacksonville Jaguars fan and values the teamwork, integrity and commitment that have guided both his personal and professional life.
If you are building, renovating, purchasing, or financing a manufactured or modular home, Victor Chan is ready to help you understand your options and move forward with a financing strategy built around your goals.
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