Meet Jim Schrader, Top Rated® National Mortgage Banker with BuildBuyRefi.com and NationwideHomeLoansGroup.com, Powered By The Federal Savings Bank.
Schedule an Appointment with Bobby Atkisson with BuildBuyRefi.com

Jim Schrader

Top Rated® Mortgage Banker

FNMA HOMESTYLE SPECIALIST | VETERAN LENDING SPECIALIST | FHA 203K SPECIALIST | VA RENOVATION SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST

NMLS ID# 133181

With over 38 years of experience in mortgage lending, Jim Schrader brings both deep industry knowledge and a steadfast, client-first approach to every transaction. As part of the Construction, Renovation, and Purchase Division at BuildBuyRefi.com, Jim is known for delivering tailored lending solutions with a level of care and clarity that reflects his Midwestern roots.

Born and raised in central Missouri, Jim’s strong values and work ethic were shaped early in life. After participating in an international exchange program to Switzerland, he returned home to earn his degree in Agricultural Economics from the University of Missouri-Columbia. While still in college, he began working in banking and mortgage finance, quickly realizing his calling: helping people achieve lasting financial security through smart home financing.

Over the decades, Jim has become a trusted resource for first-time buyers, construction clients, and those exploring reverse mortgage options. He takes pride in demystifying the loan process—matching clients with the right product while maintaining open, clear, and honest communication from start to finish.

Now based in Florida, Jim continues to serve clients across the country with the same dedication that’s guided his long and respected career. Outside the office, you’ll find him spending time with family or cheering on his lifelong favorite teams—the St. Louis Cardinals, Kansas City Chiefs, and his beloved Mizzou Tigers.

Schedule A Strategy or Follow-Up Call With Jim Schrader


Best Manufactured Home Lender By Investopedia House Icon and Map Of US icon representing loans in 50 states. Better Business Bureau A+ rating logo and Top Mortgage Workplaces by Mortgage Professionals Association Best Overall Construction Lender and Best VA Construction Lender Icons as Rated by Investopedia
As Seen In
Top Rated Local 2019 and 202 Winner Icons for buildbuyrefi.com Featured in Icons for The Mortgage Reports Lifetime and Military Makeover with Montel Featured in Icons for Military.com Investopedia Rise Winner and BobVila.com Best Construction Loan Lender Runner up

THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.

©2018-2025 Build Buy Refi & BuildBuyRefi.com - Do not copy. All rights reserved.

Member FDIC. Equal Housing Lender NMLS# 411500 | A+ Better Business Bureau Rating