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Get Up To 100% Financing & *$50K Extra When You Buy A Home With Lynn Modular Homes

Explore Zero & Low-Down Payment Manufactured, Modular, & ADU Home Loans and Access Up To *$50,000 Extra Before or At Closing

 

Introduction To The Builder / Dealer

 
 

Discover Affordable Modular & Manufactured Homes Throughout Virginia

Welcome Home With Lynn Modular Homes

Lynn Modular Homes is a full service custom Home Builder that has been developing and building homes throughout Virginia and Florida for more than 29 years. They focus on Modular Homes, Manufactured Homes, and ADU properties, helping buyers who search for Builders Near Me find a smarter, faster way to build.

As a Class A contractor, Lynn Modular Homes handles everything from site prep and foundations to finishes and final touches. Their goal is simple. Deliver an energy efficient, well designed home that fits your budget without cutting corners on quality.

Ready to discover your perfect home? Check your eligibility today or schedule an appointment to get started!

3 Section interior collage of a beautiful custom kitchen, living room, and bathroom of a gorgeous modular home provided by Lynn Modular Homes, a registered builder of BuildBuyRefi.com

A Builder With Nearly Three Decades Of Experience

Lynn Modular Homes came together in 1996 with one clear promise. Build a product they would proudly put their name on and stand behind. For over 29 years, they have done exactly that.

They understand that price matters. That is why their team works hard behind the scenes to control costs and pass savings on to the homeowner. Instead of cutting quality, they look for smarter ways to build. Their in house design team can help you select layouts, finishes, and features you will be proud of for years to come.

Whether you are planning a first home, a forever home, or a smart additional dwelling on your property, Lynn Modular Homes has the experience to guide you.

A beautiful custom exterior modular home from Lynn Modular Homes of Virginia, showing a gabled roof, shudders, and gorgeous landscaping, a registered builder with BuildBuyRefi.com

Why Modular Homes Are A Better Way To Build

Lynn Modular Homes believes Modular Home building is about control.

Control of:

  • Quality

  • Timelines

  • Budgets

  • The job site itself

Modular homes are still stick built to the same building codes as a site built home. The difference is where and how they are built.

Homes are constructed in a climate controlled, environmentally protected facility using exact and efficient construction systems. This:

  • Reduces weather delays

  • Protects building materials from damage

  • Increases consistency from one home to the next

Because modular homes must be transported to the home site, they also require more structural support than many typical site built homes. That extra engineering strength is built into every home.

Another beautiful custom exterior modular home from Lynn Modular Homes of Virginia, showing a gabled roof, front porch with stone columns, shudders, and gorgeous landscaping, a registered builder with BuildBuyRefi.com

Modular Means More Home For Your Money

Building modular can deliver powerful savings compared to traditional site built construction.

According to the modular housing industry, benefits often include:

  • Faster Build Times
    Many modular homes can be completed in a fraction of the time. Often 30 to 50 percent less build time compared to site built homes. Faster builds can mean fewer months of construction loan interest and a faster move in date.

  • Lower Total Costs
    Precision systems and volume purchasing reduce material waste and disposal costs. With fewer surprises, going over budget is far less common in modular builds than on traditional job sites.

  • Less Weather Risk
    Since homes are built indoors, rain and storms do not damage framing or delay work. This protects both the structure and the schedule.

In short, modular construction is a smarter, faster, and stronger system that lets you control more and stress less.

Gorgeous Manufactured Home, White Farmhouse style, front porch, gabled roofs, beautiful landscaping, from Lynn Modular Homes, a registered builder/dealer of BuildBuyRefi.com

Manufactured Homes: Affordable, Durable, And Designed For Real Life

Lynn Modular Homes also offers Manufactured Homes for buyers who want maximum value and speed. For many families, these homes are the quickest path from planning to move in.

Key advantages include:

  • Affordable Without Compromise
    Factory construction lowers costs, and those savings are passed to the homeowner. You can often get more square footage and more features for the same budget.

  • Predictable Quality
    Homes are built indoors under consistent conditions and strict quality checks. Daily inspections and federal building standards help ensure each home meets tough structural, fire, and energy codes.

  • Energy Efficient Systems
    Tight construction, better insulation, and tested mechanical systems can reduce ongoing utility bills. Many manufactured homes are designed to meet or exceed modern energy standards.

  • Flexible Designs
    From cozy single section layouts to large multi section homes, buyers can choose the size, style, finishes, and features that match their lifestyle.

For buyers searching for Home Builders or Builders Near Me who can deliver both value and speed, manufactured homes can be an excellent solution.

Beautiful ADU Modular Property, perfect for guests, in-laws, and able to be matched to your current home, tucked neatly in your private backyard, offered by Lynn Modular Homes of Virginia

ADUs: Smart Housing For Family, Income, Or Flexibility

In addition to primary homes, Lynn Modular Homes also builds Accessory Dwelling Units (ADUs).

ADUs are small, fully functional living units placed on the same lot as a primary home. They can be:

  • Over a garage

  • Attached to the main home

  • A stand alone cottage in the backyard

Benefits of an ADU can include:

  • Independent living for an elderly family member

  • Space for a college student or young adult

  • A long term rental unit for extra income

  • A caregiver suite close to loved ones

As more cities and counties recognize the benefits of ADUs, zoning rules are changing to support them. Lynn Modular Homes can help you understand how an ADU might fit on your lot and how to approach permitting.

Ready to explore your Land and Home Loan options? Check your eligibility today or schedule a personalized consultation!

Lynn Modular Homes Infographic on the Modular Home Building Process showing how to reduce construction time line from 30-50%

How The Lynn Modular Homes Process Works

Lynn Modular Homes is designed for buyers who want fewer surprises and more control. Their process is clear and structured.

  1. Initial Consultation
    The team listens to your goals, timeline, and budget. They discuss whether a modular, manufactured, or ADU home best fits your needs.

  2. Design And Planning
    Working with their design team, you choose floor plans, exterior style, interior finishes, and systems. They help you understand how each choice affects cost and schedule.

  3. Site Prep And Foundation
    Site preparation, utilities, and foundation work are coordinated so the property is ready for arrival of the home.

  4. Factory Build And Delivery
    Your home is built in a controlled environment, then transported to the site. Because so much is completed in the factory, on site work is faster and more predictable.

  5. Set Up, Final Work, And Move In
    The home is set, connected, and finished. Once inspections are complete, it is time to move in.

This approach helps reduce stress from start to finish and makes the entire process easier to follow.

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Up To 100% Construction Financing With BuildBuyRefi.com

Building a modular, manufactured, or ADU home with Lynn Modular Homes is only part of the story. The financing needs to match the build.

Homebuyers working with Lynn Modular Homes can access specialized construction loan programs in all 50 states through Timothy Blowe, Sr. Vice President in Construction Lending and Top Rated® Construction Banker with BuildBuyRefi.com, powered by The Federal Savings Bank.

Available options include:

  • One Time Close Construction Loans (OTC Loans)

  • Two Time Close Construction Loans

  • FHA Construction Loans

  • USDA Construction Loans

  • VA Construction Loans

  • Conventional Construction Loans

  • Jumbo Construction Loans

  • Portfolio Construction Loans

  • ITIN Construction Loans for Foreign National Borrowers

  • Land And Home Loans

Qualified borrowers may:

  • Finance up to 100 percent of construction costs on select programs

  • Receive up to *$50,000 extra before, at, or after closing

  • Save up to *30 percent off real estate commissions in all 50 states through a participating national agent network, applied as a closing cost credit

These programs are handled in house. You are not being passed off to unknown third party brokers who do not service their own construction loans. You get a team that understands One Time Close Construction Loans, Two Time Close Construction Loans, and land and home packages from start to finish.

Discover how you can build with Lynn Modular Homes and finance smarter at the same time. Check your eligibility today or schedule an appointment with Timothy Blowe for a one on one review of your construction loan options.

Modern modular farmhouse style modular property on a lakefront valley scene with text overlay saying, Build Buy Refi Home Loan Experts, Exclusive Loan Options Not Found Elsewhere.

Exclusive BuildBuyRefi.com Benefits For Lynn Modular Homes Clients

Extra Funds For Your New Home

Qualified borrowers may receive up to $50,000 in additional funds before, at, or after closing. Many clients use this for upgraded finishes, furnishings, outdoor spaces, or to consolidate debt and improve their overall financial picture.

Lower Real Estate Commissions Nationwide

When buying land for your new Lynn Modular home or selling an existing property, you can save up to 30% on listing-side real estate commissions through our participating national agent network. These savings are typically applied as a closing cost credit, helping you keep more cash in your pocket.

Strong Rates And Lower Fees

BuildBuyRefi.com is structured to compete with, and often outperform, traditional brokers and retail lenders. Many borrowers benefit from lower fees, competitive interest rates, and programs that are specifically tailored for modular, manufactured, and ADU home projects.

Low Or No Down Payment Options

Depending on your situation and loan type, you may qualify for low or even no down payment construction financing. This can make it easier to move forward with your new Lynn Modular home without having to drain savings or delay your build.

In House Construction Expertise

Decisions are handled in house, including construction draw management and builder approval, which can speed up approvals and help keep your project moving. You are not handed off to third party services you have never met.

Connect with Timothy Blowe, Sr. Vice President and Top Rated Construction Banker with BuildBuyRefi.com, powered by The Federal Savings Bank, to review the best financing options for your new Lynn Modular Homes project and check your eligibility.

Meet Timothy Blowe, Sr. Vice President in our Construction Division with BuildBuyRefi.com, powered by The Federal Savings Bank and the Lynn Modular Homes Team.

Check Your Eligibility for a Lynn Modular Homes Loan Today

  • Once you’ve submitted your information, Timothy, our Lynn Modular Homes Team preferred banker, will guide you through the steps.

  • To be assigned to Timothy Blowe, complete the eligibility or calendar forms on this page.

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Would you prefer to speak with Timothy Blowe directly?

  • Book a one-on-one consultation with Timothy Blowe, Sr. Vice President of BuildBuyRefi, a lead construction division banker who proudly serves our Lynn Modular Homes registered builder relationship.

  • You must complete the eligibility or calendar forms on this page to be assigned to Timothy with Lynn Modular Homes.



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Beautiful one story vaulted manufactured home with full width raised porch, shingled front siding, gabled roof and gorgeous landscaping by Lynn Modular Homes of Virginia, a registered builder/dealer with BuildBuyRefi.com

FAQs About Lynn Modular Homes And Construction Loans

1. Does Lynn Modular Homes Only Build In Virginia?

Lynn Modular Homes builds throughout Virginia and Florida. If you are looking for Builders Near Me in those states who can deliver modular, manufactured, or ADU solutions, they are a strong option to consider.

2. What Is The Difference Between Modular And Manufactured Homes?

Modular homes are built in sections in a factory and then assembled on a permanent foundation. They are typically constructed to the same local building codes as site built homes. Manufactured homes are also built in a factory but are usually built to a federal code and can be moved. Both options can be energy efficient and cost effective when installed correctly.

3. Can I Use A One Time Close Construction Loan With Lynn Modular Homes?

Yes. Through BuildBuyRefi.com, many buyers working with Lynn Modular Homes may qualify for One and Two-Time Close Construction Loans (OTC Loans & 2X Close Loans). These loans combine construction and permanent financing into a single closing, which can reduce costs and simplify the process.

4. Are FHA Construction Loans Available For Modular Or Manufactured Homes?

FHA Construction Loans may be available for certain modular and manufactured home projects when they meet program and foundation requirements. Timothy Blowe, Sr. Vice President in Construction Lending, can review your plans and help you determine whether an FHA Construction Loan or another option such as USDA Construction Loans, VA Construction Loans, or Conventional Construction Loans are the best fit.

5. Can I Finance Land And A Lynn Modular Home Together?

Yes. Land And Home Loans allow buyers to combine land acquisition and new home construction in a single plan. This can simplify the financing journey and is often attractive for buyers starting from raw land.

6. Are Jumbo Or Portfolio Construction Loans Available For Higher End Projects?

For larger or more complex builds, Jumbo Construction Loans and Portfolio Construction Loans may be available in house through BuildBuyRefi.com. These programs can support higher loan amounts, custom designs, and unique property situations that may not fit into standard guidelines.

7. Do You Offer ITIN Construction Loans For Foreign National Borrowers?

Yes. Eligible foreign national borrowers with an ITIN may qualify for ITIN Construction Loans when building with Lynn Modular Homes. These programs are more specialized, so a detailed review with Timothy Blowe is recommended.

8. How Long Does It Take To Build A Modular Or Manufactured Home?

Actual timelines vary by design, location, and site conditions. However, modular and manufactured homes are often completed in significantly less time than traditional site built homes. Building in a factory setting avoids many weather delays and can shorten the overall build cycle.

9. Can I Customize The Floor Plan And Finishes?

Yes. Lynn Modular Homes offers flexible layouts and design options. You can work with their design team to choose floor plans, finishes, and features that fit your lifestyle and budget. Modular and manufactured construction today supports a wide range of modern, open, and attractive designs.

10. How Do I Get Started With Lynn Modular Homes And BuildBuyRefi.com?

The best first step is simple.

  • Reach out to Lynn Modular Homes to discuss your build goals, location, and preferred home type

  • Then complete a quick eligibility check or schedule a call with Timothy Blowe at BuildBuyRefi.com

From there, you can review construction loan options, compare One Time Close Construction Loans and Two Time Close Construction Loans, and map out a clear path from land to finished home.

Ready to move from research to results. Discover how you can build your next home with Lynn Modular Homes and get up to 100 percent financing with BuildBuyRefi.com. Check your eligibility or book an appointment today.


Why Homeowners Choose Lynn Modular Homes

Homeowners who work with Lynn Modular Homes tend to look for a few key things.

They want:

  • A controlled build environment

  • Predictable pricing

  • Faster completion

  • Modern, energy efficient systems

  • A team that respects their budget

Lynn Modular Homes responds by:

  • Using climate controlled construction for better quality and less waste

  • Leveraging volume purchasing for material savings

  • Offering flexible layouts and design options

  • Providing a full service Class A contractor experience from site prep to finishes

It is a model built on value, durability, and long term liveability.

Discover How You Can Build Your Dream Home, Check Your Eligibility Today!


Contact Lynn Modular Homes

Lynn Modular Homes
10412 Chamberlayne Rd
Mechanicsville, VA 23116

📞 Phone: (804) 376 0899

They are ready to help you plan your modular, manufactured, or ADU project and explain what is possible on your land and within your budget.

For construction financing and loan structure, connect with:

Timothy Blowe
Sr. Vice President in Construction Lending and Top Rated® Construction Banker
BuildBuyRefi.com, powered by The Federal Savings Bank

Discover how you can build your dream home. Check your eligibility today or schedule an appointment with our team for fast, VIP level guidance.

Where Lynn Modular Homes Builds

Lynn Modular Homes develops and builds homes throughout:

  • Virginia

  • Florida

If you are searching for Builders Near Me or Home Builders that understand Modular, Manufactured, and ADU construction in these states, Lynn Modular Homes is built for you.

While BuildBuyRefi.com can finance construction projects nationwide, Lynn Modular Homes focuses on delivering strong results in their core service areas where they have deep experience.

Lynn Modular Homes outside Mechanicsville, Virginia. Get up to 100% Modular, Manufactured and ADU Financing through BuildBuyRefi.com

View other builders at our Registered Home Builders Page.

For other modular and manufactured builders you may wish to check out Impresa Modular, or Next Modular, and even Zook Cabins for Cabin Style modular homes and manufactured factory built properties.