Your Log and Timber Home Journey Starts Here!
Exclusive Log & Timber Loans by BuildBuyRefi.com — Up to 100% financing and *$50,000 extra Before, At, Or After Closing, in collaboration with Log Home Living, Timber Home Living, and Cabin Life.
A Unique Collaboration for Your Dream Log & Timber Home
For over 40 years, Active Interest Media’s brands—Log & Timber Home Living, LogHome.com, TimberHomeLiving.com, and CabinLife.com—have been trusted sources of inspiration and education for thousands of log and timber homeowners. Their dedication to guiding homeowners through the design and construction process has made them leaders in the industry.
Now, through this unique collaboration, BuildBuyRefi.com, powered by The Federal Savings Bank, offers specialized financing solutions tailored to your log and timber home needs. Whether you’re building your dream home from the ground up or renovating an existing property, we provide the financial tools and seasoned guidance to make your vision a reality. With our extensive experience and a wide range of loan options, you can trust us to be with you every step of the way.
Why Choose Us for Your Log & Timber Home Loan?
Our dedicated in-house loan committee and portfolio team work closely with you to ensure an efficient, personalized loan experience. Unlike traditional lenders, we evaluate your unique circumstances—whether it’s non-standard income, a complex credit history, or other challenges. Our flexibility sets us apart in the industry and increases your chances of getting the financing you need.
Key Features:
Personalized Decision-Making: We assess each loan on a case-by-case basis, allowing us to make real-time decisions and offer customized terms.
Comprehensive Loan Options: With over 100 loan programs, we offer specialized financing options, including construction-to-permanent, renovation, jumbo loans, and government-backed loans.
Security & Trust: Partner with a Veteran-Owned, FDIC-insured bank offering services in all 50 states.
Consumer Loan: Access up to $50,000 in additional financing to pay off debt to qualify for a larger home price, consolidate loans, use to furnish your home, for upgrades, add an small accessory dwelling in the back, or use for whatever you like.
At BuildBuyRefi.com, our expertise in log and timber home financing, combined with access to over 100 loan programs, makes us a leader in the industry. We offer personalized loan solutions, exceptional customer support, and flexible financing options that most traditional lenders can't match.
Your Log, Cabin, & Timber Home Loan Professionals
We’ve assembled a dedicated team of specialists, each with over 20 years of experience in log and timber home financing. From the initial consultation through loan approval and construction draws, our bankers guide you through every phase of the process. They provide tailored loan solutions so you can focus on what matters most—building your dream home.
Loan Process Overview
Our team will assist you through every step of the process, ensuring that your loan is customized to meet your project’s specific needs. From understanding land requirements to managing the intricacies of construction draws, we provide a efficient experience that takes the complexity out of financing your log or timber home.
Personalized Service
With a deep understanding of the unique needs of log home buyers, our team ensures the financing process is consistent and straightforward. Whether you’re purchasing land, building a new home, or refinancing an existing log home, our specialists deliver personalized loan solutions that fit your needs. We understand the unique challenges of log and timber home financing, and our team is dedicated to making the process stress-free, so you can focus on your vision.
Why Trust Our Team?
With access to over 100 loan programs and the ability to make real-time decisions through our in-house loan committee, our team offers more than just financing—they provide peace of mind. You can trust that your project is being handled by professionals who know the industry inside and out, ensuring you receive the best possible support at every stage.
Log & Timber Home Loans Tailored for You
At BuildBuyRefi.com, we understand the unique challenges that come with financing log and timber homes. Our expertise in this area means we can offer specialized solutions that most traditional lenders cannot.
Loan Features:
An FDIC-insured bank that can write loans in all 50 states.
Construction loans that cover both materials and labor milestones.
1x and 2x close, hybrid, jumbo, and construction-to-permanent loans for convenience and flexibility.
Jumbo loans for larger log and timber home projects.
Mortgages for existing log homes and refinancing options.
Renovation loans for upgrading and remodeling your existing log or timber home. Whether you're adding a porch, updating interiors, or expanding your home, we offer financing options tailored to your renovation needs.
Check Your Eligibility for a Log & Timber Loan
Complete the quick eligibility form below to see if you qualify for our exclusive log and timber home loan program.
Once you’ve submitted your information, our Log & Timber Loans Team will reach out to guide you through the next steps.
You must complete the eligibility or calendar forms on this page to be assigned to the Log & Timber Loan Team.
*Completion of an eligibility form will also enroll you in the Log & Timber Home Living Newsletter by Active Interest Media
Prefer to Speak with an Banker?
Book a one-on-one consultation with one of our Log and Timber Home Loan Banker at your convenience.
You must complete the eligibility or calendar forms on this page to be assigned to the Log & Timber Loan Team.
Built for Your Dream Log & Timber Home
Log and timber homes require specialized financing that not all lenders are equipped to handle. At BuildBuyRefi.com, we’ve worked closely with log home producers, builders, and homeowners for decades, giving us a deep understanding of the unique financial needs involved in constructing these homes. From securing financing for upfront material costs to managing flexible draw schedules based on construction milestones, we tailor each loan to fit your project.
Key Features:
Decades of experience in log and timber home financing, ensuring consistent loan approvals and construction management.
Flexible draw schedules designed to meet the demands of log home building timelines, accommodating upfront costs for log materials and labor.
Tailored loan options for new builds, renovations, or refinancing, ensuring your financing covers the entire process.
Seasoned guidance from professionals who understand the complexity of securing appraisals and managing the financial challenges unique to log and timber homes.
Exclusive Offer: Big Discount On A Log & Timber Home Living Subscription
As part of our collaboration with Log & Timber Home Living, they’re offering an exclusive subscription rate for just $15 per year (that’s 79% off the cover price!) Get 8 issues packed with stunning photography, seasoned advice, and inspiring stories from real homeowners who’ve made their log and timber home dreams come true.
Whether you’re planning to build or simply love the log and timber home lifestyle, each issue provides:
Design inspiration and knowledgeable tips to make your dream home a reality
Floor plans suited to a variety of budgets and styles
Construction advice from industry professionals
Exclusive Buyer’s Guides (valued at $25)
Take advantage of this special offer and let Log & Timber Home Living inspire your journey today.
Ready to Build Your Log, Cabin, Cottage, or Timber Home?
We’re here to guide you every step of the way. Whether you're just starting to plan your dream home or you’re ready to break ground, our bankers are ready to help you secure the financing you need.
Building a log or timber home is a journey, and we're excited to be part of yours.
Log & Timber Home Loan FAQs
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Yes, BuildBuyRefi.com offers construction-to-permanent loans that can cover both the land and the construction of your log or timber home. This means you may not need separate loans, and you might only pay one set of closing costs.
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We offer flexible down payment options. While traditional lenders may require up to 20%, BuildBuyRefi.com allows for lower down payments in certain cases, making it easier to secure financing.
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Log homes are considered non-traditional properties, making it difficult for lenders to find comparable sales for appraisals. Additionally, the construction process for log homes involves specific challenges, such as paying for materials before they are cut and delivered. This is why it’s important to work with a lender experienced in log home financing.
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A construction loan is specifically for the building process and is paid out in stages or "draws" based on the completion of various milestones. Once the home is completed, the loan may either convert to a regular mortgage, or it may have to be refinanced depending on the type of construction loan.
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Acting as your own builder is not typically allowed due to the strict requirements involved in managing a log home construction project. In rare cases, exceptions are made, but these come with stringent criteria that most borrowers do not meet. Our loans are designed to ensure the highest standards of construction through professional, experienced builders.
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Interest rates for log home construction loans can be higher than for traditional mortgages due to the added risk involved. However, we offer competitive rates and flexible terms depending on your financial profile and the specifics of the construction.
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Yes, we offer refinancing options for existing log and timber homes, cottages, and cabins, whether you want to lower your interest rate, shorten your loan term, or access equity for renovations.
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For log homes, materials like the log package often require substantial upfront payments before they are even cut and delivered. BuildBuyRefi.com understands this unique requirement and structures construction draws accordingly.
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Unfortunately, we do not offer land-only loans that allow you to purchase the property first and secure the land before starting construction unless you are close to starting construction and we work out the contract details. Your banker will be able to help you time this accordingly.
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Builder’s risk insurance is essential during the construction process. It covers the log package and materials from delivery through completion of your home. Once construction is finished, you’ll need to transition to homeowner’s insurance.
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The approval process depends on several factors, including your financial profile, construction plans, and builder contracts. However, we aim to make decisions quickly, especially for borrowers who submit all necessary documentation upfront.
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Yes, BuildBuyRefi.com offers loans specifically for log home renovations, whether you're adding a new porch, upgrading interiors, or expanding the home.
Recognized and Trusted
We’ve been honored with numerous awards for our excellence in mortgage lending. Our track record speaks for itself—trusted by homeowners and industry leaders alike.
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Our Trusted Log & Timber Home Partners
We are proud to collaborate with industry-leading brands to bring you knowledgeable resources for designing, building, and living in your dream log and timber home. Learn more about our partners below.
Need other Log & Timber Inspiration, Visit Our Registered Home Builders and Factory-Built Home Dealers you may like.
Be sure to check your eligibility today to see how much you qualify for with no-hard-credit-pull required to start.