Meet Kim Brown - Nationwide Banker with BuildBuyRefi.com
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Kim Brown

Top Rated® National Mortgage Banker

VETERAN LENDING SPECIALIST | FHA 203K SPECIALIST | VA RENOVATION SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST

NMLS ID# 448726

For more than 25 years, Kim Brown has helped families turn homeownership goals into reality with clarity, confidence, and consistency. As part of the BuildBuyRefi.com team, Kim brings deep experience across VA, FHA, USDA, conventional, construction, and renovation financing, allowing her to match each borrower with the strategy that truly fits their financial story.

Kim understands that no two clients are the same. Some are first-time buyers navigating unfamiliar territory. Others are veterans leveraging earned benefits. Some are building from the ground up or transforming an existing property into their forever home. Whatever the scenario, Kim approaches each loan with precision, patience, and a commitment to clear communication.

Her strength lies in simplifying complexity. Construction and renovation lending require coordination, timing, and strong follow-through. Kim ensures her clients understand each phase of the process so there are no surprises along the way. Borrowers consistently appreciate her calm, steady approach and her ability to make even detailed financing structures feel manageable.

Over the years, Kim has become more than a loan officer to many of her clients. She becomes a long-term resource. Families return to her for refinances, future purchases, and referrals because they trust her integrity and value her guidance.

At BuildBuyRefi.com, Kim continues to focus on delivering personalized mortgage solutions that align with both immediate needs and long-term financial goals. Her dedication to service and relationship-building is what sets her apart.

If you are purchasing, building, or renovating, Kim Brown is ready to guide you through the process with experience, care, and proven expertise.

Schedule A Strategy Or Follow-Up Call With Kim Brown


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THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.

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