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Kimber Patrick

Top Rated® Mortgage Banker

NMLS ID# 259187

With more than 33 years of real estate and mortgage lending experience, Kimber Patrick brings unmatched insight, versatility, and client-centered service to the Construction, Renovation, and Purchase Division at BuildBuyRefi.com. Her career spans every corner of the housing and finance industry—from selling new builds in California to leading a national FINTECH firm as CEO—giving her the kind of broad, battle-tested experience that clients and colleagues alike trust when stakes are high.

A graduate of Cal State University, Fullerton, Kimber began her professional journey in real estate, working in both resale and new construction markets in Orange County. By 1992, she transitioned into mortgage lending, building a deep foundation in retail origination, wholesale account management, and executive leadership. Her path reflects a rare blend of front-line transaction experience and high-level strategic acumen—making her a true asset to clients building or buying homes across the country.

Today, at BuildBuyRefi.com, Kimber focuses on helping clients navigate complex lending scenarios with clarity and confidence. Whether it’s a first-time home purchase, a custom home construction, or a strategic portfolio expansion, she works closely with each client to align their financing with both short- and long-term financial goals. Her reputation is built on clear communication, creative problem-solving, and an unwavering dedication to service.

Kimber currently resides in White House, Tennessee, where she remains deeply involved in her church and local community. A firm believer in living with balance and purpose, she spends most mornings walking her dogs before heading to the gym, and enjoys gardening, bird watching, and cooking for her family in her free time.

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