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Jeff Moss

Top Rated® National Mortgage Banker

VETERAN LENDING SPECIALIST | FHA 203K SPECIALIST | VA RENOVATION SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST

NMLS ID# 119364

With more than 32 years of mortgage and financial services experience, Jeff Moss brings depth, precision, and adaptability to BuildBuyRefi.com’s Construction and Renovation Division. His career spans consumer finance, retail banking, consumer direct lending, and traditional retail mortgage, giving him a broad and practical understanding of how to structure financing in virtually any market condition.

A graduate of Ohio University with a BBA in Finance, Jeff later earned his MBA from the University of Dayton, strengthening his strategic and analytical approach to lending. Since entering the mortgage industry, he has built a reputation as a steady, knowledgeable advisor who helps clients navigate complex financing decisions with clarity and confidence.

Jeff specializes in construction and renovation financing across all property types, from traditional stick-built homes to system-built properties such as modular homes, manufactured homes, metal homes, and barndominiums. He understands that non-traditional properties require specialized knowledge, proper structuring, and proactive communication with builders and appraisers. His ability to manage those moving parts makes him a trusted partner for borrowers and construction professionals alike.

Known for being accessible and responsive, Jeff prioritizes consistent communication throughout the loan process. He believes that transparency builds trust, and trust builds long-term relationships. Whether helping a family build from the ground up, finance a system-built home, or renovate an existing property, Jeff approaches each transaction with integrity and disciplined follow-through.

Jeff has called the Charlotte, North Carolina area home since 2000. He has been married for 30 years and is the proud father of a daughter graduating from the University of South Carolina. Outside of work, Jeff enjoys golf, staying active, following sports, and spending time outdoors with his yellow Labrador.

If you are building, renovating, or financing a unique property type, Jeff Moss brings the experience and structure needed to move your project forward with confidence.

Schedule A Strategy Or Follow-Up Call With Jeff Moss


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THE FEDERAL SAVINGS BANK IS NOT AFFILIATED WITH OR ACTING ON BEHALF OF THE FHA, USDA, VA, OR THE FEDERAL GOVERNMENT.

*Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

*No SSN required. No credit pull. No risk. The info you share on this eligibility form is only used to check general eligibility against our banks loan programs — based on what you tell us. We never pull your credit (not even a soft pull), and we don’t ask for sensitive data like your Social Security number at this stage. Your information is never sold. If you decide to move forward, your banker will walk you through next steps and confirm before running any credit check. Until then, it’s 100% no-pressure, no-obligation.

*Messaging and Data Rates May Apply.

*VA eligibility is required for VA loan products. USDA loans are only available in USDA-eligible areas as designated by the USDA.

*We do not offer new dealer-manufactured home loans in New York, but we do offer modular and site-built land and home construction.

*Qualification for up to $50,000 extra is for qualified borrowers and can be applied to all loan programs. This is a separate unsecured consumer loan we will underwrite in-house at the same time as your requested mortgage loan. Please contact your banker to request this program and the applicable rates, terms, and conditions. Consumer unsecured lending programs prohibit loan proceeds from being used for down payment.

REALTOR® is a registered trademark of the National Association of Realtors and is not affiliated with NationwideHomeLoansGroup.com or The Federal Savings Bank.

†Subject to applicable law and lender approval, when represented by one of our participating real estate brokerage companies during the purchase or sale of a home or land, eligible Consumers may receive a rebate of up to thirty percent (30%) off of the fee to be received by the participating real estate brokerage company representing the respective Consumer, at closing, which rebate will be applied exclusively toward paying down that Consumer’s applicable closing costs. In no event shall any rebate be greater than the aggregate of all closing costs. Issuance of a rebate is subject to a participating real estate brokerage company’s receipt of its fee. The following states condition, or do not permit, the granting of a rebate by real estate brokerage companies (list is subject to change at any time): Alaska, Iowa, Kansas, Louisiana, Mississippi, Missouri, New Jersey, Oklahoma, Oregon, and Tennessee. No remuneration is paid to The Federal Savings Bank or to any of our Bankers. This is a free program we offer exclusively to help our consumers save on their real estate transactions.

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