Saif Kovach
Top Rated® Senior Vice President
FNMA HOMESTYLE SPECIALIST | VETERAN LENDING SPECIALIST | FHA 203K SPECIALIST | VA RENOVATION SPECIALIST | NEW CONSTRUCTION LOAN SPECIALIST | CONSTRUCTION LOAN SPECIALIST
NMLS ID# 1630219
Saif joined BuildBuyRefi.com in 2017 after taking a sabbatical to the Mediterranean, having founded and established an adventure company with his family. As one of our great Senior Vice Presidents, Saif takes control of our Construction and Renovation division, coordinating with Builders and General Contractors, and goes far beyond even this role.
Saif entered the mortgage and finance industry in 1999, having been a highly successful loan officer and branch manager in the Midwest.
Saif and James “Richie” Duncan would begin working together around 2000, only to reconnect years later when Saif joined our team.
Saif is well-versed in almost every mortgage product available, but he thoroughly enjoys working with those interested in building their dream homes across the country.
As an expert in our One-Time Close Construction Loan, all Conventional, FHA, USDA, and VA programs, Saif will be your motivator to the finish line, working hand in hand with our team and yours.
Saif is a goal and customer-oriented rockstar, ensuring his clients receive the information they require to feel confident, informed, and clear on their goals ahead.
It’s not unusual to find Saif responding to your questions on evenings or weekends, as he knows to execute a perfect closing, you must be flexible with everyone’s schedule.
You may find Saif in the gym, spending time with his wife Christina, hanging out with his son Liam, and finding new ways to reach even more future homeowners.
Saif is one of those rare breed bankers that loves what he does, serving clients with a smile that never goes away while motivating you to the closing table.
Don’t hesitate to reach out to Saif whenever you need to know your loan status, obtain a pre-approval letter, or discuss building, buying, or refinancing your dream home!
